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When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Payday Loans in Thunder Bay, Ontario

Picture of Payday Loans Thunder Bay in Article

There will always be a story behind why the payday loans Thunder Bay is continuing to spur a lot of interest from the working class that once in a while ends up stuck in a financial muddle. Payday loans are there so that people can have a reliable tool to use when emergency stare them straight in the face. People who are having short term problems and do not have much say financially because the next paycheck is far can turn to the facility, run around and make the necessary bill payments but when their salary is cleared, arrangements can be made to pay back the principle and interest.

The expectations of the people borrowing are high because these loans do not need security. The people involved will not be needed to pledge some valuable family assets as collateral whenever they have an emergency at hand. Other things such as faxing crucial bank documents to prove to the lender that they have a solid loan repayment history are omitted from the loan application. This makes the whole process simpler and remote, in that nobody has to stand in front of a loan clerk to prove a case of some sort. The websites are clear about the requirements and even more so, there are numbers to call and links to chat with staff who can explain some things about the payday loans Thunder Bay.

It remains fairly simple for even the person who scores poorly on credit rating to get this loan. Therefore, people who are laden with demands from credit companies and banks if they want to get the loan can consider this rather short term fix. Instead, what is needed with payday loans Thunder Bay is the ability to show that someone is involved in a company that pays salaries straight to a certain bank account. The person should be mature (19 years plus) and the form of employment should have been held for over 2 months. Someone can therefore not take a loan if he has only worked at the place for one week.

The loans are high probability in terms of approval because there do not have anything else to discriminate an application with once the requirements have been met. Payday loans Thunder Bay is in the business to give loans and have a successful way of getting people to repay the loans, rendering issues like credit scores and low collateral owned a totally irrelevant issue. The loans have many benefits because someone has the freedom to decide how much he is borrowing out of his own salary and even so, there are no stipulations behind what the loan can be used for. They are just emergency funds and not car, medical or utility bill loans.

Borrowers are best placed to state how long they need to keep the loan. Anyone can pay back in ten days if situations improve and he will not have to continue paying interest. Payday loans Thunder Bay allows people to extend periods when the loans are active. People are known to reschedule repayments to include two smaller parts of two paychecks.

Always Run to The Person Who Genuinely Wants to Lend Under Risk

Someone would fancy taking payday loans Thunder Bay instead of running to get overdrafts. In many cases, credit card companies would be too cautious when someone wants to have one and he has a report that is dogged with many defaults, pending mortgages and a previous mention of bankruptcy. Credit card companies that allow people to have cards even with poor credit compensate their risk by charging high interest. Quite the opposite, payday loans instead help people better their credit scores.

Mr Payday provides Payday Loans in other Ontario cities: Scarborough, Ajax, Newmarket, Oakville, Kitchener, Peterborough, Thunder Bay, Kingston, Etobicoke, Windsor, Guelph, Brampton, Sudbury, Richmond Hill, Mississauga, London, Hamilton, Toronto, Ottawa.