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[Maximum Allowable Cost per $100 Borrowed: $15.00. Our Cost per $100 Borrowed: $15.00. Example: Your $500 loan for 14 days. Amount Advanced $500.00. Total Cost of Borrowing $75.00 – APR 391.07%. Total You Repay $575.00. This poster is required under the Payday Loans Act, 2008. Ontario Payday Loan Licence # 4716300]

Implications of non payment

Financial implications
Mr. Payday is a responsible lender. All delinquent accounts are subject to an interest rate of up to 59% APR depending on your province. All returned pre-authorized payments are subject to a NSF fee of up to $50 depending on your province.

Collection practices
We collect delinquent loans using all legal remedies available including legal debt collection and civil court action.

Impact on Your Credit Score
Failure to repay your loan will result in information regarding your delinquency or default on your account being reported to a third party consumer reporting agency, which impact your credit score.

* Application processing times might change without any further notice. During our regular business hours and when the services are available.