GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Payday Loans in Guelph, Ontario

Picture of Payday Loans Guelph in Article

Guelph has a population spanning beyond 100,000 as of 2012. The city is in Southern Ontario and is buzzing with a lot of economic activity, and as anyone would expect, money plays a big role in how people go about their daily lives. Payday loans Guelph acts as the intermediary between that time stressful emergencies occur in the family and that time the next payment is expected. Sure enough, there is a need for a partner to help an employee go through this period so that he does not end up complicating the emergency even more. In Ontario, there is thousands of medical emergencies recorded every day and there is no certainty that someone can go a lifetime without making the statistic.

Sometimes, the emergencies can be paid off using already existing funds immediately, but the problem arises when a calendar still points to the reality that there is still two more weeks to the next check. Therefore, someone will find it wise to enter a short term agreement with payday loans Guelph so that he has money to keep going to work, eating and doing the miscellaneous spending. Someone who lives in the suburbs and works in downtown cannot walk to work everyday. He may also need some money to pick up some light shopping at the Stone Road Mall.

Students who work part time will still need the services of payday loans Guelph whenever they have some financial rough patches in the middle of the month. They can use their paycheck to repay the money of course. Guelph is endowed with a number of educational institutions like Guelph University and a number of Agricultural colleges, and these students need access to financial help even if they are employed part time. They can apply for loans if they are over 19. Again, they need to have been in the employment scene for more than 2 months to display that they have a steady employer. That is anyway a very lenient prerequisite for a loan.

For a person who is juggling expenses and credit card companies, it is difficult to have a near ideal credit score. However, banks still push people to prove that they have a good credit reputation. Payday loans Guelph helps people like these! People who have had banks decline their request simply because of that glaring mortgage default still have an audience. Someone should not get the wrong idea that these loans are the ones taken to finance binge partying and holidays. There is no restriction to what someone does with them but it is up to the borrower to show some prudence and only run to use them when it is certain that there is an emergency obligation.

Flexible Payments Can be Done For Payday Loans in Guelph, Ontario

The loans are simply supposed to be treated as if they are a salary that was deposited in the account 2 weeks before it was supposed to. It is therefore money that still has to be spent wisely as there are interest charges. These details are available online during registration. The application process is easy at payday loans Guelph and the repayment schedules are flexible.

With as little as three express steps, someone can be withdrawing money from his account in less than 2 hours. Surely, that is what an emergency loan should be like. Payday loans Guelph does not take someone through many checks, signing and cosigning yet there is an emergency that needs money to be paid now or never!  They in this sense do not fall in the same league with bank lending since it is an express process with no security or collateral needed to have a deal approved.

Mr Payday provides Payday Loans in other Ontario cities: Scarborough, Ajax, Newmarket, Oakville, Kitchener, Peterborough, Thunder Bay, Kingston, Etobicoke, Windsor, Guelph, Brampton, Sudbury, Richmond Hill, Mississauga, London, Hamilton, Toronto, Ottawa.