When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans in Kingston, Ontario

Picture of Payday Loans Kingston Ontario in Article

Payday loans Kingston Ontario is a sure way to get quick financing each time a destabilizing emergency occurs. The service was specially designed to assist people who are one day going to need money fast and without many complications. Emergency bills are not such an extraordinary thing, but the state of people’s bank accounts is what someone can never be certain about. In Ontario, emergency times need someone to seek help from a lender who guarantees availability of money, albeit after some simple prerequisites are met. Someone must be on a payroll and he should have a checking account ready.

Usually, getting money from a friend at short notice is a difficult thing to do. That is why someone should cling to it, whenever an opportunity for a quick and unsecured amount presents itself. Payday loans Kingston Ontario is known for quick processing of the loans. Someone applies for the money and has the deposits done within 2 hours to the maximum. However, not everyone can take the loan. Someone needs to be of minimum age 19. Furthermore, the loan service is only open to the employed people, meaning that someone will be required to have a checking account that is assigned to receive paychecks periodically, usually bi-monthly or monthly.

All the application steps begin online and end online. Therefore, there are no requirements for form faxing, verification calls and cumbersome procedures that only serve to delay a process. Online applications are safe and quick, allowing someone who cannot leave the workplace to just do a quick form filling online without having to leave his station. As long as the money is deposited in his account, the person has the rights to choose when and how he will withdraw it but that is his own affairs, having in mind that payday loans Kingston Ontario is out to help during emergencies.

Someone does not need to feel uneasy whenever he undergoes the thought of having to travel all the way to a brick and mortar store to line up for a check. That is now an ‘old school’ idea because these days, express applications mean that funds from payday loans Kingston Ontario allow deposits in an account without having to step outdoors. In that sense, the combination of a quick application process and the shortest ever time between approval and deposits makes the convenience of these loans enviable. A bank can never receive a loan application and approve the loan in 5 minutes and still deposit money in an account within the hour without calling for collateral.

All The Clients Information Submitted Remains Secure

Antifraud measures are always taken. Payday loans ensure that people are protected while submitting certain sensitive information online, like bank details and addresses. That way things remain as confidential as they should be. Where finances are concerned, high data encryption is needed so that people do not fear divulging information to the wrong people. Payday loans Kingston Ontario provides all the help needed and has a resourceful FAQ tool so that someone can get more information about the application, deposit method, repayment and what interest to expect. The customer is also expected to use only his real identity, meaning that someone cannot borrow with the credentials of a spouse secretly without their consent.

Use payday loans to improve credit score

Finally, look at the loans as a means to save the credit scores. As much as banks make it hard to get loans with poor credit scores, payday loans present a chance so that it is possible to once again climb up the rankings. It is normal for traditional lenders to think through a credit score before deciding to use the approval stamp. With payday loans Kingston Ontario, just the assurance that there is a paycheck coming in once it is month end sums up all the need to show that the loan can be repaid. All that is important for the moment is the filling in of the amount to be borrowed and the period involved.

Mr Payday provides Payday Loans in other Ontario cities: Scarborough, Ajax, Newmarket, Oakville, Kitchener, Peterborough, Thunder Bay, Kingston, Etobicoke, Windsor, Guelph, Brampton, Sudbury, Richmond Hill, Mississauga, London, Hamilton, Toronto, Ottawa.