GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Payday Loans Ontario, Canada

Image of Payday Loans Ontario in Article

There is the leeway that a person who needs to get a quick paycheck advance can follow to meet one’s expenses. Short term loans are those that come to help a person meet urgent matters of finance, and they come at short notice. As per as Payday Loans Ontario, the borrower gets the cash advance to shore up his needs until the next pay check. In Canada, these loans tend to vary in dimensions and scopes from one province to the next. Such laws in Canada in general also can be differentiated from those in other countries such as the USA.

The laws that stand for Payday Loans Ontario have specified some regulations that must be adhered to by both the lender and the borrower. In some parts of the Canadian provinces, the restrictions are less restrictive. It cannot be lost to all that the loans of this nature are of extremely short duration. They are regulated or governed by what the guidelines have to say in Ontario about the APR threshold. If not controlled by firm regulations set in place by the authorities, such loans can fetch extremely high interest rates. Again it covers the person who borrows for money for a week or a shorter period than that.

The process of obtaining Online Payday Loans Ontario

It is fast and simple. Getting a short term unsecured loan or Payday Loans Ontario is almost like a song in these Canadian Provinces. The process of getting emergency cash has been simplified further by the onset of online loans. It used to be a taxing affair. Originally, a borrower could make a request at the lending offices to obtain a small amount that was later recovered when his paycheck finally comes. In this case, a postdated check was deposited with the lender which was redeemed in cash immediately the date of the paycheck matured. This was carried out on the premise that the lender would hold the postdated check and only redeem it if the borrower did not show up with cash by that date.

Nowadays the process of getting Payday Loans Ontario has been extremely modified and simplified. The person who needs a loan does not have to walk to the credit offices to meet the manager. It does not require the borrower to explain his case and his credit standings. No documents are required for such loans. It means nothing is to be faxed to prove the creditworthiness of the borrower. Everything can be done online from the point of placing the application for the loan, approval and transferring of money to the specific account of the borrower. All this can be done electronically. Almost all the payday financiers do not go to the extent of verifying or asking the borrower to furnish them with bank statements or any other paper work. In a place like Alberta, Ontario; the lenders do brisk business online to transact the borrowing and lending. The loan application takes under 24 hours to process, and they do this every day of the week. A person can ask for the money to be put straight into a bank account or it can still be transferred to him in a different method. It is convenient, time-saving and effortless.

The requirements for getting payday loans Ontario are simple. A person must be of the right age, 19 years, and have a source of earnings that are deposited straight into a bank account. At the same time, the person must be from Ontario or the province where the services are offered. The first loan can be $1,000, but the amount can increase for repeat customers. The term ranges from one week up to six weeks.