When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Online Payday Loans Ontario, Canada

Picture of Online Payday Loans Ontario in Article

Anybody with a need to borrow instant money for emergency costs can do so at Online Payday Loans Ontario. These are expenditures such as medical bills and treatment, sudden and urgent car or home repairs. People take these loans even to buy groceries and food till the next payday. This facility is for those who are residents of Canada. It is constituted to help those who are facing difficulties in paying for unprecedented budgets that seem to crop up at an eye’s notice. As the name goes, the loan is processed online, and the borrower will easily fill a form that is already provided on the website as the application for funds.

Online Payday Loans Ontario is different from the usual bank loans in that it is not for long term borrowing. This arrangement is meant to shore up the borrower until the next pay check enters the bank from the employer. It is extremely short term, and can even go for just one week before the amount is recovered with a fee from the borrower’s checking account. This is the usual arrangement or tag on a loan such as this one. Again the bank credit may require a lot of information and a long duration before it is approved.

The conducting of credit check on the borrower is a must for other forms of loans such as a bank credit. This is never an issue in this case the person only needs to satisfy the lender that there is a job that earns a steady salary every end of the month. It is time saved when processing the fast checks without gathering facts of credit standing of the borrower. Most people find this to be quite convenient. They know that every time they have issues that need immediate funding at short notice that they can get money by using Online Payday loans Ontario, for those residents here. The method is trusted by many as they have a history of loan approval rates that run into 100%.

The advantages of taking Online Payday Loans Ontario

The Online Payday Loans Ontario is well known for providing the easy and immediate funding during emergencies. It is a source of money that can cater for crisis periods when a person is faced with tight financial situation. Well, if a person has already exhausted the other borrowing options, maybe due to poor record of credit or having a history of bankruptcy, the payday loan opens a whole new window for funding.
This is a perfect way to obtain speedy financial solutions whenever one is in a cash crisis that was unforeseen.

The borrower fills the application form for Online Payday Loans Ontario, from the comfortable position of his own home or office. All it takes is to provide information online to satisfy all the requirements for a loan, and they are not fussy. One has to be at least 19 years of age, hold a formal employment or income earning position, and with the money channeled through a checking account regularly each month.

The important fact to note when taking Online Payday loans Ontario is that the money is not meant for spending anyhow. Make it a point to use the cash on important things, mostly on paying impromptu bills like unexpected hike in utilities, or unexpected pressing matters like medical treatment. In winter, the bills for heating the homes tend to go higher than normal, thereby causing some stressful situations in the budget of a family. Do not form the habit of taking the loan to gratify personal cravings and running expenses that are for extravagance.

Mr Payday provides Payday Loans in other Ontario cities: Scarborough, Ajax, Newmarket, Oakville, Kitchener, Peterborough, Thunder Bay, Kingston, Etobicoke, Windsor, Guelph, Brampton, Sudbury, Richmond Hill, Mississauga, London, Hamilton, Toronto, Ottawa.