When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Ottawa, Ontario

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Any unexpected financial issues that arise between pay days can be extremely distressful if there is nowhere to turn for a quick fix. Many who have been in this situation know that friends and relatives sometimes can let a person down, but not because they are unwilling to help. If a person is a resident of Ottawa, there is a great thing going with Payday Loans Ottawa where people can go to apply for short term financing. By short term, it means such loans are not meant to last for long but are for two weeks or more. There are easy loans that people in Ottawa and the surroundings can enjoy when they apply online to get fast processing of their applications. The money can be ready in a matter of hours.

Accessing the instant cash is often a great relief to many who struggle with stressful situations between paydays. One essential factor is to realize that the payday loans Ottawa is not supposed to be for bridging monthly budget shortfalls. The money obtained must be channeled towards fixing an immediate and specific issue for which it was meant. It would, therefore, be a huge problem if people were to borrow short term loans most times because they wanted to spend it on luxury items or to help them throw lavish parties. This would be a wrong way of looking at it.

The only correct way to treat a short term loan is to repay it immediately the pay check reaches a person’s account, even if it is after one week. Indeed this is the true purpose and nature of the Payday loans Ottawa packages for the residents of this great region of Canada. Nobody should treat payday loans as an easy way of bridging budget shortfalls each month, because it is not. By their very form, the loans do not run for more than a couple of weeks. The amount borrowed, plus the fees become deductible items as soon as the first paycheck reaches the borrower’s account.

What it takes for Payday loans Ottawa approval

Those who reside in and around Ottawa are all eligible if they are over 19 years of age. At the same time, the person must be a working class and whose salary enters the current account regularly. The current account is necessary since the deductions for the loan repayment would be straight from the bank as a check off system. Details of a pay stub and bank account may be sent to the loan managers. All these requirements and more can be ascertained online at specific websites that deal with Payday loans Ottawa. Of course, an email address as well as a phone number may come in handy as one goes about applying online for a loan.

The biggest advantage people see in short term loans is the convenience they bring into people’s financial affairs. No more sleepless nights. There is no longer need to worry about where the emergency funds would come from when one has an impromptu and urgent budget to deal with at short notice. The Payday loans Ottawa is unique credit packages that are easily accessible to everyone who is eligible for consideration. It does not require much in terms of credit status and proof of financial stability except to prove that one is employed and earns a steady income through the bank.

The fact that the processing of Payday loans Ottawa is fast and is hassle free is enough attraction. Not many people are comfortable leaving their offices during working hours to be in queues at other financing stores. Some are embarrassed at the thought of having to explain to the managers about their financial predicament. Certainly such a move would not arise if one knows very well that the credit rating is poor or that the person does not enjoy a great financial record.

Mr Payday provides Payday Loans in other Ontario cities: Scarborough, Ajax, Newmarket, Oakville, Kitchener, Peterborough, Thunder Bay, Kingston, Etobicoke, Windsor, Guelph, Brampton, Sudbury, Richmond Hill, Mississauga, London, Hamilton, Toronto, Ottawa.