When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Kitchener, Ontario

Picture of Payday Loans Kitchener in Article

There are many people who live in Kitchener and have managed to cruise through tough times thanks to the payday loans Kitchener. The payday loan lenders in Kitchener are just the people to turn to, when one is faced with one emergency or another. They will be able to give the borrower the funds that are needed to sort out the problem at hand in the shortest time possible. To top it all off, they make it exceptionally easy for the residents of Kitchener to acquire these loans. All that the borrowers need to do is to log into a payday loan lender’s website in Kitchener and apply for a payday loan. If their loan request is approved, the person will be receiving the money that they requested for in no time at all.

However, the person should keep in mind that the payday loans Kitchener are not available to any Tom, Dick and harry that applies to them. There are certain conditions that a borrower has to fulfill so as to qualify for a payday loan. These conditions are not nearly as hard to comply with as those that the banks normally have. All which the borrower is supposed to do is to meet the requirements so as to qualify for the payday loan. These requirements cover areas regarding the borrowers, employment status, citizenship, age, bank account details and contact information. These are very general pieces of information that any interested party will divulge happily so as to get the much needed funds.

All that a borrower requires to qualify for the payday loans Kitchener, is that the person must be a Canadian citizen. However, borrowers who are not Canadian citizens can also qualify for a payday loan as long as they have permanent residency in Kitchener. Since the payday loans are given against a borrower’s upcoming salary, the borrower must be employed and must have held the job for at least two months. In addition to these the person must also have a working checking account and a phone contact. The checking account will facilitate the transfer of funds between the payday loan lender and the borrower.

Strong Suits For The Payday Loans Kitchener

As long as a borrower meets these requirements, the person will not have issues getting the payday loan. These conditions are the only factors that are considered before a borrower is given the payday loans Kitchener. The payday loan lenders do not bother with checking the borrower’s credit score, past bank statements, utility bills neither do they make the borrower sift through countless application forms. With payday loans Kitchener, the borrower only needs to fill one application form. The deal still gets better, because with payday loans the borrowers need not wait for days before finding out whether their loan request was approved. They get to know their fate within minutes of submitting the application forms back to the payday loan lenders.

The convenience that is offered by the payday loans Kitchener has not gone unnoticed by most of the residents of Kitchener, in fact most of residents who apply for the payday loans only need to log into the payday loan lender’s website and send a new application. The major advantage of applying online for a payday loan is that none of the borrowers have to wait in line so as to be attended. They get to deal directly with the payday loan lending company staff through the website.

The basic requirement is that, when a resident is faced with an urgent financial emergency, the person will be better placed to solve the problem by procuring a payday loan. The payday loans Kitchener can be the saving grace that such a person needs and they can only work when that person lets them.

Mr Payday provides Payday Loans in other Ontario cities: Scarborough, Ajax, Newmarket, Oakville, Kitchener, Peterborough, Thunder Bay, Kingston, Etobicoke, Windsor, Guelph, Brampton, Sudbury, Richmond Hill, Mississauga, London, Hamilton, Toronto, Ottawa.