When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Hamilton, Ontario

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There are a lot of myths that are associated with payday loans Hamilton Ontario. The easiest way to know what is true or not is to get the facts about the payday loans in Hamilton Ontario. In order to understand how the payday loans work, one must know the reason why payday loans exist. The payday loans exist so as help people with short term cash advances for immediate use. The payday loans are unsecured loans. This basically means that they are collateral free. The borrowers do not need to be concerned that they do not have any assets to secure the payday loan, neither do they have to be concerned about faxing bank statements, having low credit scores, enduring endless paperwork or long waits before the loan is approved.

The payday loans are made exceptionally easy for borrowers to access because they are meant to fund emergencies that are time sensitive. In fact, it is possible for borrowers to apply for payday loans Hamilton Ontario from the comforts of their homes or offices. They only have to log into a payday loan lending company’s website and fill in a simple application form. Once the borrower has submitted the form, he or she will be notified if the loan is approved and if so, the money will immediately be dispatched to the person’s checking account.

Getting approval for payday loans Hamilton Ontario is very easy, provided the borrower meets all of the set requirements for getting a payday loan in Hamilton Ontario. These requirements dictate that the borrower must be a Canadian citizen or if not, the person must have permanent residency in Hamilton Ontario. The person must be at least 19 years or more. The most important requirement is that the person must be in employment and must have been employed for at least two months. This is important because payday loans are given against the borrower’s next paycheck. Another requirement is that the person must have a working checking account. The person will be required to give the payday lenders the checking account details. This enables the payday lenders to deposit the funds to the borrower’s account. Additionally, the borrower also must have a phone through which the payday lenders can make contact.

Provided the borrower satisfies the above stated requirements, the person’s chances of being approved for the payday loans increases infinitely. Payday loans Hamilton Ontario has been gaining a lot of popularity among the Hamilton residents mainly because of the many benefits of these loans. Compared to the loan programs that are offered by the traditional financial institutions, the payday loan lenders are very straight forward in the way they deal with the borrowers. They do not have any hidden charges neither do they have any penalty fees.

Why Payday loans Hamilton Ontario are more popular than Bank loans

If a borrower feels that they do not have enough money to pay for the payday loan, they can re apply. Naturally, an extension will be subject to a different interest rate than the rate that was charged on the principle amount. It is this convenience that makes the payday loans Hamilton Ontario more popular than the bank loans.

Payday loans Hamilton Ontario is preferred mainly because it is prudent to go for a short term cash advance. This can be repaid from one’s paycheck, than to run a personal checking account into overdraft or negative credit. The banks are known to charge very high interest rates and penalties for overdrafts, bounced checks and delayed repayments. Rather than incur huge interest rates charged by the banks, a person would be better off taking a payday loan, since they have a flat interest rate that is fair and affordable to the borrowers.

Mr Payday provides Payday Loans in other Ontario cities: Scarborough, Ajax, Newmarket, Oakville, Kitchener, Peterborough, Thunder Bay, Kingston, Etobicoke, Windsor, Guelph, Brampton, Sudbury, Richmond Hill, Mississauga, London, Hamilton, Toronto, Ottawa.