When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans in Kamloops, British Columbia

Picture of Payday Loans Kamloops in Article

Whenever there are temporary hardships, people wish there was someone who always has money that they can use and repay later when things get back to normal. It is okay to take a loan if it is for the right reason. By right reasons, it means restricting the borrowing of short loans to times when there are emergencies. Someone therefore does not borrow a short term loan to buy a new tech gadget that has just announced its launch. Payday loans Kamloops helps people sort out pressing emergencies in a flash without the usual protocols of getting a bank loan.

As expected, payday loans Kamloops makes the efforts to have credit accessible between 2 checks a reality. That way, someone entering such a contract is merely pledging to borrow money and have a piece of his next salary taken back by the lender as settlement. Someone gets very interested in the competitive interest rates offered. It is also encouraged that someone selects the most flexible payback period so that he ensures that the repayment will be easy on their check. Amounts borrowed are usually a small percentage of the next check or else, spreading the repayment over two checks is also an option.

The industry is improving and growing by the day, owing to how Canada is lately regulating the flows of capital. The government has kept tabs on how these lenders operate, making sure that consumers are genuinely getting what they are promised. The benefit is that reputable lenders like payday loans Kamloops are giving the consumers fair deals. The focus is therefore shifted to the consumer and not the borrower, as was the case some decades ago. The idea of looking for loan sharks in downtown Canadian urban areas is slowly being pushed to become obsolete. The application process also gets people acquainted with the workings of the loan product.

Flexible Period Adjustment on All Loans

Usually, people take the loans for very short periods. Sometimes people pay within 4 days! The amounts are considered to be micro compared to those which banks offer. Someone borrows amounts between hundred and two thousand Canadian dollars on average. All that someone should figure out is how much interest is to be paid over the term he has the loan. It is not that easy to end up in runaway debt because the repayment is settled automatically from the expected payback. Payday loans Kamloops does all the work involved in deducting the payday loan so that the person only gets notifications when the process is taking place.

It is one thing having choices but the one that will give the right level of service in their fairest way possible is the best. By that, people should think about how fast they can get the money and how convenient the application process is. There are some which offer slower service due to asking customers to fax in statements and various documents. Some of these sadly do not affect whether or not someone pays back the loan. Payday loans Kamloops omits the need to fax anything. Sneaky fees are all removed to ensure that what the client expects to receive or pay back is known well in advance.

Loan approval is these days a 5 minute affair. Picture applying online and while someone logs in to his email account, he can within minutes get the notification from the lender, saying that the deal is done and dusted.Payday loans Kamloops submits all monies only to the specified account. There are no apologies, reschedules or the advisories telling people to refer to a certain office to get their deposits. Delays are not likely and the good thing about that is emergencies do not have to keep nagging someone. Security is an added advantage with less likelihood of online promotions and spammers getting hold of contact information.

Mr Payday provides Payday Loans in other British Columbia ( BC ) cities: Victoria, Langley, Surrey, Nanaimo, Prince George, Kamloops, Coquitlam.