When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Coquitlam, British Columbia

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Get a Payday Loan Coquitlam without a Credit Check Being Done

Looking at the benefits of a payday loan Coquitlam lets people understand why there is a continuous shift from the traditional sources of borrowing. The difference becomes more pronounced where there is an urgent need to spend on some emergencies. For example, it is less convenient to finance hospital and health emergencies with traditional sources, compared to approaching an online payday loan company and requesting an unsecured figure to pay off those unexpected medical bills. People with bad credit finally have an audience when they are in tight situations and bank lenders have banged their doors shut.

When someone experiments with a payday loan Coquitlam and gets positive results, he is likely to refer a friend or two who consider it as a good option when their rainy day comes. More established credit institutions take people through stringent checks and tests to verify people’s credit scores and integrity levels. Before 2012 for example, banks used to share credit information, meaning that if someone was ‘redlined’ in one bank, he had an equally hard chance of getting his loan approved in a different bank, due to this shared information. A lender who does not care at all about previous credit history is a great relief.

The condition that makes each payday loan Coquitlam practical is the fact that the emphasis is based on availability of a periodic income, instead of focusing on where the income is coming from. In Canada, some firms had previously been criticized of being elitist or focused on people who hold certain jobs while ignoring a certain group of employed people. What they could not answer is the question about people who earn stable income but are not employed. Payday loans are within the reach of those who have been employed for any period more than two months unemployed. The business model is simple; as long as someone pays what he borrows, the firm should be willing to enter a deal.

For the set up to work perfectly, someone should ideally be within a certain income level to be comfortable with paying back the loans. For example, people have to consider the fact that even after spending money on the emergency and having committed their next paycheck, it doesn’t mean that they will stop buying food to eat for a month. Financial discipline is observed when someone borrows a sum that is a good reflection of the total paycheck. It should not be too much and at the same time, the payday loan Coquitlam is adequate enough to get the emergency financial obligations off someone’s shoulder.

Details Given During Registration for a Payday Loan Coquitlam

The payday loan Coquitlam is dispatched conveniently and fast. Someone does not need to walk into a brick and mortar store to have his fix. There are written requirements and straightforward details to be filled in the online application form. The person applying must have a checking account. Remember that the money to be paid back will be deducted from the same account once the paycheck comes. Therefore, the details should be specified during the registration process. This required data is a far too simple requirement compared to banks that look up people’s credit history with other banks.

The payday loan Coquitlam is a true example of the financial packages that are tailored to adapt to changing economic conditions. Current economic times have forced people to always be living on the edge, and whenever an emergency comes, a lot of imbalances take place and in that regards, having a back up plan like a payday loan hedges off the disadvantage of traditional banking. The person whose loan is approved will be ready to receive the funds within the hour. Quick deposits ensure the person gets a timely service or can go and pay off those obligations before the problems get more complicated.

Mr Payday provides Payday Loans in other British Columbia ( BC ) cities: Victoria, Langley, Surrey, Nanaimo, Prince George, Kamloops, Coquitlam.