When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

What Our Customers Have To Say

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Excellent customer service! Easy application and approval. Highly recommend.
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Excellent service. Pretty easy and quick!!
Kris D
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
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Quick and easy service! Would definitely recommend!
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
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Very accommodating and fast!!! and super easy!
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The agent I spoke to was patient and made the whole process very easy.
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Andrew S.
Andrew S.
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Very fast approval and very easy to deal with staff.
Levon James
Levon James
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Easy to deal with super simple proccess
Cory Thompson
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
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Was easy to fill in the application and was quick to receive the funds.
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
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Easy, fast and user friendly application process. Thank you Mr. Payday

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Get Your Money

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

All Types of Income Accepted

At Mr. Payday, we offer fast and convenient loan services and accept various types of income, such as employment income, benefits, and pensions. Apply now and get the financial assistance you need!

Employment Income

Child Tax Credit Benefits

Unemployment Insurance

Private Disability Insurance

CPP & Private Pension

Workers Compensation

Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Fast & Easy Payday Loans on EI: Your 24/7 Financial Aid Solution in Canada

For those of us receiving employment insurance in Canada, the options for acquiring cash in a pinch may seem limited. That's where Mr.Payday Easy Loans comes into play. Established in 2002, this reputable online payday loan company offers prompt and convenient loans tailored specifically for individuals on EI.

Navigating through financial difficulties can be daunting and stressful; however, with Mr.Payday Easy Loans by our side, we can tackle these challenges head-on with confidence and ease. This article outlines some of the key benefits of opting for payday loans from Mr.Payday while on EI in Canada – from quick access to cash and short-term financial solutions to an easy application process and minimal credit requirements. We'll also delve into how these loans prove useful during unexpected emergencies while ensuring confidentiality and security in transactions—all without the need for collateral. Stay tuned as we explore the advantages of choosing Mr.Payday Easy Loans when faced with unforeseen financial needs.

Key Takeaways

  • Mr.Payday Easy Loans provides quick and convenient payday loans for financial emergencies in Canada.
  • To qualify for a payday loan with Mr.Payday, one has to be employed or receive certain types of income such as EI, Worker's Compensation, CPP, Child Tax, or Private Disability, with a minimum income requirement of $1,200 per month.
  • Mr.Payday Easy Loans charges a loan fee of $15 per $100 borrowed, with no hidden fees or higher fees for low credit scores or bad credit.
  • The loan repayment due date(s) correspond with the borrower's payday, and if the payment is returned as NSF by the bank, Mr.Payday Easy Loans charges a minimum of $25 per payment.

Quick Access to Cash

When you're on EI and need cash fast, Mr. Payday's got your back, offering quick access to funds with a simple online application process that takes just minutes! We understand that financial emergencies can happen at any time, especially when you're receiving employment insurance benefits. That's why our payday loans are designed to provide immediate relief for those in need of urgent cash support. With our same-day approval and funding system, you'll have access to the money you need as soon as possible.

Our speedy service sets us apart from other lenders in Canada. Once you apply for a payday loan with Mr. Payday, we'll quickly assess your eligibility based on factors such as your income and banking history – no invasive questions or credit checks required! If approved, we'll send the funds directly to your bank account via email money transfer within 30 minutes or less.

In addition to providing quick access to cash in times of emergency, Mr. Payday offers flexible loan amounts ranging from $100 up to $1500 depending on your needs and qualifications. This ensures that our customers receive the most suitable financial support without having to borrow more than they can afford or require.

As a leading provider of instant e-transfer payday loans in BC, Alberta and Ontario, we pride ourselves on offering exceptional customer service alongside efficient lending solutions tailored specifically for those receiving EI benefits in Canada. So if you find yourself facing an unexpected expense while on EI, look no further than Mr. Payday's reliable short-term financial solution – it could be just what you need to get back on track!

Short-Term Financial Solution

Facing unexpected expenses while on EI? You'll appreciate the short-term financial solution offered by our online payday loans, providing quick and convenient access to funds when you need them most. At Mr. Payday, we understand that life doesn't always go as planned, especially for those relying on employment insurance benefits in Canada. That's why our payday loans are designed to help individuals facing temporary financial challenges without adding long-term debt.

One of the great advantages of choosing a short-term loan from Mr. Payday is our unsecured lending approach. This means you won't have to put up any collateral or worry about losing valuable assets if you're unable to repay your loan on time – which can be a significant relief for those already dealing with financial stress. Additionally, since our payday loans are specifically tailored for people receiving EI benefits in Canada, we offer competitive rates and fees, ensuring that borrowers can get the instant funding they need without breaking the bank.

We know that when emergencies arise, time is of the essence. That's why we've made it our mission to provide quick and easy access to cash through our online platform. With a user-friendly application process and fast approval times, you'll receive your funds via e-transfer within 30 minutes after being approved – allowing you to address pressing financial concerns before they escalate into larger problems.

While short-term payday loans aren't intended as long-term solutions for ongoing financial difficulties, they can serve as an invaluable lifeline during challenging times such as job loss or unexpected expenses. With Mr.Payday Easy Loans' efficient service and commitment to helping Canadians on EI navigate their way through these temporary setbacks, relief is only a few clicks away. Next up: learn about our simple application process that makes obtaining funds even easier!

Easy Application Process

Applying for a short-term loan through our user-friendly platform is a breeze, giving you the financial relief you need without any hassle or unnecessary paperwork. As a direct lender operating in Canada, Mr. Payday offers an easy application process for payday loans on EI (Employment Insurance). Our online platform allows you to apply anytime and anywhere, ensuring that your financial emergency is handled swiftly and effectively.

The table below highlights just how simple it is to apply for a payday loan with Mr. Payday:

Step Description
1. Fill out the online application Provide basic personal information and income details
2. Instant banking verification No need to fax, scan or email documents
3. Same-day approval Loan decision based on your banking activity
4. Receive funds via e-transfer Fastest way to receive funds in Canada within 30 minutes of approval

Our streamlined application process eliminates the need for traditional documentation like pay stubs or bank statements by using instant banking verification technology. This means there's no need to stress about gathering piles of paperwork—simply complete the form online and get approved within hours.

Moreover, our easy application process doesn't end with just applying for payday loans on EI; we also provide options for individuals receiving worker's compensation, CPP (Canadian Pension Plan), child tax benefits, or private disability income. We understand that every individual's financial situation is unique and strive to accommodate as many people as possible.

As we transition into discussing minimal credit requirements, remember that at Mr.Payday we prioritize making our services accessible—and this includes offering an uncomplicated application process designed with you in mind!

Minimal Credit Requirements

At Mr.Payday Easy Loans, we understand that financial hardships can happen to anyone, which is why we've designed our services with minimal credit requirements in mind. We believe that everyone deserves access to payday loans on EI in Canada, regardless of their credit history. This approach ensures that individuals who may not qualify for traditional personal loans due to bad credit or no credit history still have a chance to secure the funds they need when faced with urgent financial situations.

  • Our minimal credit requirements include:
  • No requirement for collateral
  • Acceptance of various income sources (EI, Worker's Compensation, CPP, Child Tax, and Private Disability)
  • Approval despite bad credit, no credit history or past bankruptcies

These good things about payday loans on EI in Canada from Mr.Payday make our services accessible and convenient for those who need help the most. By offering loans without stringent credit checks and with flexible eligibility criteria, we aim to provide an inclusive solution for individuals seeking financial assistance during trying times.

Moreover, our commitment to maintaining transparency throughout the loan process allows borrowers to make informed decisions about their finances. With clear terms and conditions as well as fixed interest rates and fees ($15 per $100 borrowed), customers know exactly what they're getting into when they apply for payday loans on EI in Canada from Mr.Payday.

As you can see, there are several good things about acquiring payday loans on EI in Canada through Mr.Payday – minimal credit requirements being just one of them. These short-term financial solutions are especially useful for unexpected emergencies where time is of the essence and conventional lending options might not be readily available or feasible due to poor or non-existent credit histories. In such cases, Mr.Payday Easy Loans can provide a lifeline for those who find themselves in need of immediate financial support. Stay tuned as we explore more benefits like how our services are useful for unexpected emergencies!

Useful for Unexpected Emergencies

When unexpected emergencies arise, it's reassuring to know that there's a reliable and efficient financial solution available to help you navigate through these challenging times. Mr. Payday offers payday loans on EI in Canada, which can be incredibly useful for those who find themselves in unforeseen financial situations. In this article, we will discuss the good things about these loans and why they are such an essential resource for Canadians experiencing emergency circumstances.

Emergency Scenario Loan Amount Needed How Mr.PayDay Can Help
Car Repair $500 Quick access to funds
Medical Bills $1,000 No collateral required
Unexpected Job Loss $1,200 Flexible eligibility

As shown in the table above, payday loans from Mr.Payday can be beneficial in various emergency situations like car repairs, medical bills, or unexpected job loss. With a simple application process and minimal credit requirements discussed in the previous section of this article, securing a loan from Mr.Payday is designed to be quick and hassle-free. This convenience allows you to focus on addressing your emergency without being weighed down by lengthy paperwork or strict credit checks.

Moreover, one of the most significant advantages of choosing Mr.Payday for your emergency payday loan needs is our understanding approach towards those receiving EI benefits in Canada. We recognize that financial emergencies don't discriminate based on employment status; hence our services cater specifically to those relying on EI as their primary income source. Our goal is to provide timely assistance during trying times while ensuring that borrowers have access to fair and affordable lending options.

In light of these benefits provided by Mr.Payday's payday loans on EI in Canada, it becomes evident how valuable they are when dealing with unexpected emergencies. As we move onto discussing confidential and secure transactions offered by our services…

Confidential and Secure Transactions

You'll appreciate knowing that your personal and financial information is handled with utmost confidentiality and security when you choose our services for emergency payday loans. At Mr. Payday, we understand the importance of privacy, especially when it comes to sensitive financial matters. We have implemented advanced security measures to make sure that your personal data remains confidential throughout the entire loan process. Our online application form utilizes industry-standard encryption technology, ensuring that your information stays secure from prying eyes.

In addition to offering secure transactions for payday loans on EI in Canada, Mr. Payday also provides an easy-to-use platform for borrowers seeking instant relief from their financial troubles. Our user-friendly website allows you to apply for a loan within minutes without worrying about complicated paperwork or time-consuming procedures. Unlike traditional lending institutions or other payday loan companies, our streamlined process makes it simple for anyone in need of quick cash assistance to get the help they need.

Another advantage of choosing Mr. Payday as your lender is our express service for sending funds directly into your bank account once your loan has been approved. Utilizing e-transfer technology allows us to provide efficient and timely access to the money you need without any unnecessary delays or complications often experienced with other lenders. This means you can focus on addressing your immediate financial concerns instead of waiting around for funds to become available.

With all these benefits in mind, it's clear that choosing Mr.Payday's confidential and secure services is an excellent option for those needing emergency payday loans on EI in Canada. Not only do we provide peace of mind regarding the protection of your personal information, but our fast and reliable funding methods ensure you can move forward with confidence during challenging times – all without requiring any collateral whatsoever! So why not give us a try today and discover how we can be there when life throws unexpected surprises at you?

No Collateral Needed

Continuing from our discussion on the confidentiality and security of transactions with Mr. Payday, another significant advantage of obtaining payday loans on EI in Canada is that no collateral is needed. This factor makes these loans more accessible to a broader range of individuals who may not have access to valuable assets to secure a loan. In this article section, we will explore the good things about not requiring collateral for payday loans in Canada from Mr. Payday.

  1. Simplified Application Process: The absence of collateral requirements streamlines the application process, making it quick and easy for applicants. With Mr.Payday Easy Loans, you can apply online 24/7 and get an approval decision within minutes.
  2. Less Risk for Borrowers: Since there is no need to pledge any asset as collateral, borrowers do not risk losing their property in case they are unable to repay the loan.
  3. Increased Accessibility: Not everyone has assets like a car or home that can be used as collateral for traditional bank loans; hence, having no collateral required means more people can access payday loans when they need financial assistance.

While there are many relevant benefits associated with having no collateral needed for payday loans through Mr.Payday Easy Loans, it's essential also to consider responsible borrowing habits and ensure that you're able to meet your repayment obligations promptly.

Helping you avoid overdraft fees is yet another advantage of opting for payday loans on EI in Canada from Mr.PayDay Easy Loans – stay tuned as we delve into this topic further in our next section!

Helps Avoid Overdraft Fees

Did you know that one of the perks of choosing a payday loan from Mr.PayDay Easy Loans is that it can help you avoid hefty overdraft fees? Overdraft fees are charges applied by banks when your account balance goes below zero, which can be a common occurrence for those receiving EI benefits in Canada. These fees can add up quickly and create additional financial burden on top of your existing expenses. By opting for payday loans from Mr.PayDay, you can receive the funds you need to cover essential costs without worrying about incurring costly overdraft charges.

One good thing about using payday loans on EI in Canada from Mr.PayDay is that our quick and convenient loans provide an alternative to traditional bank services. Banks may not always be sympathetic to those experiencing financial hardships or receiving government assistance like EI benefits. In contrast, Mr.PayDay understands these challenges and offers an accessible solution tailored specifically for individuals who might not have many other options available to them.

Our payday loans are designed with flexibility in mind, ensuring that our customers have access to funds when they need them most. This helps prevent situations where one might overdraw their account due to unexpected expenses or income interruptions caused by changes in their employment status or EI benefit payments. With a simple application process and fast approval times, securing a payday loan through Mr.Payday is an efficient way to manage your finances and mitigate the risk of accumulating overdraft fees.

By offering affordable short-term financial solutions like payday loans, Mr.PayDay Easy Loans supports individuals receiving EI benefits in Canada as they navigate challenging economic periods. Our commitment to providing accessible lending services allows customers to focus on managing their personal finances without being bogged down by excessive overdraft fees and other penalties imposed by conventional banking institutions. We pride ourselves on offering transparent, reliable, and customer-centric support while helping our clients make informed decisions about their borrowing needs.


In conclusion, we've seen the numerous benefits of payday loans on EI in Canada from Mr.Payday. These advantages provide crucial support for individuals facing unexpected financial emergencies, regardless of their credit history.

So if you're in need of a quick, easy and reliable financial solution without the added stress of credit checks or collateral, consider Mr.Payday Easy Loans as your go-to option. Give yourself peace of mind and regain control over your finances with their invaluable services.

How Can I Apply for a Fast Payday Loan on EI? - Your Ultimate Guide for Instant Funding in Canada

Payday Loans on EI are a form of short-term funding designed to assist those receiving Employment Insurance benefits. They provide immediate financial support for unexpected expenses, enabling borrowers to handle urgent needs until their next paycheck.
Several online companies offer Payday Loans on EI. The best ones are those that provide quick, 24/7 service, instant approval, faxless application processes, and direct e-transfers of funds.
Anyone receiving Employment Insurance benefits in Canada can apply for these payday loans. Other accepted income types may include CPP, Pension, and Child Tax Credit. It's important to note that specific requirements might vary from one lender to another.
Thanks to the internet, you can apply for these loans online from the comfort of your own home. It's no longer necessary to look for physical loan marts or shops. You can get approved for a loan and receive the money via e-transfer, making the process fast and convenient.
Payday Loans on EI offer quick, almost no refusal service that's especially helpful for emergency situations. They have minimal credit requirements, meaning you can still get approved for a loan even with bad credit. Plus, they offer instant funding, allowing you to handle your urgent needs swiftly.
The beauty of online payday loans is that you can apply for them anytime, anywhere. These services are available 24/7, including weekends, making them a convenient option for handling financial emergencies.
Payday Loans on EI have minimal credit requirements. This means that even if you have bad credit, you can still apply for a loan. The main focus of the lender is your ability to repay the loan, primarily from your Employment Insurance benefits.
The responsibility to repay the loan lies solely with the borrower. Even though these are unsecured loans, it's crucial to make timely repayments to avoid any additional fees or adverse impacts on your credit score.
Thanks to the power of e-transfer and online approval processes, you can get a Payday Loan on EI in as little as 30 minutes. This speedy service makes them an excellent solution for emergencies that require immediate financial attention.
Other alternatives include personal loans or credit cards, but they typically involve more stringent credit checks and longer processing times. However, if you live in Ontario or British Columbia and receive EI, CPP, or Pension, Payday Loans on EI might be the quickest, easiest, and most efficient option for handling urgent financial needs.