LEARN MORE ABOUT OUR LOANS
Instant E-Transfer
Get funds deposited directly into your bank account within minutes of approval, 24/7.
Online Payday Loans
Our 100% digital process allows you to apply, get approved, and receive your funds from the comfort of your home.
Weekend Payday Loans
Financial emergencies don't take days off. We process applications 7 days a week.
CPP & Pension Loans
Tailored options for Canadians receiving government pension income.
Provincial Payday Loans
We serve residents from BC, Alberta, and Ontario.
Child Tax (CCB) Loans
We offer specialized short-term loans for parents who need a little extra help between benefit payment dates.
Bad Credit Loans
Your credit score isn't the only factor. We look at your current income and ability to repay.
No Credit Check Loans
Concerned about your credit history? We focus on your bank statement, not just your score.
EI Payday Loans
Currently between jobs? If you receive Employment Insurance (EI), you are eligible to apply.
FULLY LICENSED IN BC, ALBERTA, AND ONTARIO
- 2-Day Cooling-Off Period: Cancel penalty-free within 2 business days.
- No Rollovers: We never charge fees to extend loans, preventing debt cycles.
- 50% Net Pay Rule: Loans are capped at 50% of your net pay for affordability.
Who Can Apply?
At Mr. Payday, we offer fast and convenient loan services and accept various types of income, such as employment income, benefits, and pensions. Apply now and get the financial assistance you need!
- Age: 19+ (BC), 18+ (Alberta/Ontario)
- Income: Employment, EI, CPP, Child Tax (CTC), Private Disability, or WCB
- Min. Income: Net $1,200 / month
- Active Chequing Account (Direct Deposit)
- Working Phone Number
WHY CANADIANS CHOOSE MR. PAYDAY
Licensed Direct Lender
We are a trusted, fully licensed, direct lender, not a broker. You deal directly with us for lower rates and faster answers.
Quick & Paperless
Convenient and easy. There are absolutely no documents to fax. Complete the entire easy application from your phone.
Secure Local Support
Your data privacy is guaranteed. We offer 100% transparent terms with no hidden fees and real local support.