When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Toronto Payday Loans

Picture of Toronto Payday Loans in Article

Toronto Payday Loans has always been a source of rescue for many who were caught up in a financial jam on short notice and did not know where to turn for quick cash disbursement. It is easy. These loans are available online and the person can quickly go to the right website to fill the loan forms. Why have sleepless and troubled nights, thinking what will be tomorrow when the easy solution is at the finger tips. Payday loans are for those in Canada who find that they cannot go to anybody to lend them fast money in emergency situations.

The Toronto Payday Loans are tailored to provide solutions when there is a dire need in the family and a person needs to obtain money to solve the situation. It does not go for days before money is paid into the checking account of the borrower. Papers to fill and documents to fax to the loans offices are finally in the past when it comes to payday loans. This is because the processing is done online and the person need not present be here physically to fill any forms, or to go through interviews before the loan can be granted.

How do Toronto Payday Loans Work?

It is simple. All that is required is for the applicant to show that he is an employed adult, and the age starts at 19 years. The borrowers must be people who are already residents of Canada or are Canadian Citizens. For this reason, no applicant who does not reside in Canada will be considered for the Toronto Payday loans in Canada. In fact, even if they applied online and they are not from this region may not qualify.

A great feature that is attracting everyone to apply for Toronto Payday Loans is the fact that they do not bother with the past credit issues that they borrower might have experienced. This aspect has particularly tested the resolve of many people who needed loans but were unable to get credit from banks or other financial institutions due to their poor credit rating. This might as well have been matters to do with a history of bankruptcy suffered in the past or bad debt problems. If this has been the case, now the borrower can relax. None of this matter an iota because the online loans do not require proof of creditworthiness.

When applying for Toronto Payday Loans, make sure to provide the following information. Details to do with the job are important when asking for the loan, because there must be proof by way of a pay stub of a constant job that pays the salary through the bank checking account. This is one of the requirements for the loan application to succeed. Those who have other constant sources of monthly income that is paid regularly into their current bank account can also access the loans.

Provided that the forms are filled in a weekday and all the requirements met, the loan can be processed within a day. In fact, some loans are paid into the account in less than 60 minutes from the time of filling the forms. In some cases the loan offices work on a 24/7 program which means no Saturdays, or Sundays will be omitted from the picture. Remember, the cash is to be paid into the borrower’s account. The day when the banks open the money will be in the account, and waiting for collection. This is what makes the Toronto Payday Loans the fastest and easiest source of credit in times of need.