GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Payday Loans Toronto, Ontario

Picture of Toronto Payday Loan in Article

A Toronto payday loan has saved a lot of Canadians in times of financial emergencies and prevented them from having to endure possibly embarrassing moments. It is for this reason that when a person is faced with tough times and the person is in between salaries; the person only has to take out a payday loan. The payday loan is guaranteed to get the borrower the needed funds in a matter of minutes and without much hassle. The process of getting a payday loan has been made extraordinarily simple so that the borrowers get the assistance they need in good time.

Getting a Toronto payday loan is simpler that getting a loan from any other financial institution because the payday loan lending companies do not operate in a similar manner as those institutions. The payday loan lenders do not subject their borrowers to credit checks or any of the cumbersome, time consuming application procedures. They ensure that the borrower can apply and receive the loan without experiencing any inconveniences. The borrower does not have to leave their homes or workplaces in order to apply for the payday loan. All they have to do is to log on to the website of a reputable payday loan lender and fill in a single application form. In a few minutes the borrower will be informed if the loan application has been approved and if so, the money will directly be wired to the borrower’s checking bank account.

Key Points to Ensure Approval For a Toronto Payday Loan

The key points that a borrower has to adhere to are five. As long as a borrower complies with the requirements that have been set by the payday loan lenders, then the person is guaranteed of getting approved for the Toronto payday loan. The first of these requirements is in regards to the borrower’s age. It is requisite that the borrower is at least 19 years of age. The person must be a Canadian or a permanent resident of Canada. Additionally, it is paramount that the borrower be in employment and has been employed for at least two months. The fact that the borrower is in employment, proves to the payday loan lenders that the borrower has a monthly source of income.

It is required that the borrower has a working checking bank account. Once the Toronto payday loan application has been approved the money will directly be wired to the borrower’s checking account. Naturally, the borrower will have to be informed of the wire transfer before the funds are sent. Similarly, the borrower will be informed once the payday loan is due for repayment, before the payday loan lenders withdraw the cash from the borrower’s checking account. Therefore, in order to facilitate this, the borrower will be required to leave a phone number through which the payday loan lenders can make contact.

The above mentioned are the five requirements that a borrower has to satisfy so as to qualify for a Toronto payday loan. Being that they are very basic and cover the most general pieces of information regarding a borrower they are very easy to comply with.

There are numerous ways that a borrower can apply for a Toronto payday loan. However the fastest and most convenient is through the payday loan lender’s website. The borrower will be required to fill an online application form. The payday loan application is bound to be approved, as long as the borrower meets the set requirements. Getting the payday loans is the best way for a person to resolve financial emergencies in time.