When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Quick Payday Loans

Picture of Quick Payday Loans in Article

Economic conditions will never be certain and the same applies to the family’s finances. A breadwinner can never be 100% sure that the finances he has will be sufficient for the family even unto that dreaded day when an emergency presents itself. That way, he can consider preparing to take quick payday loans just as the emergencies strike. Loan facilities pull people out of quagmires. The loans range from $200 to about $2000 meaning that a typical emergency in Canada can be hedged against using the available loan products. Someone just needs to estimate the amount of money he needs to pay for the emergency and borrow accordingly, looking forward to pay it back in the short run.

The loans are taken only for the short haul, that way making the interest rates bearable to the borrower. A fortnight to a month is the average time people request as the loan period in Canada. Guaranteed quick payday loans have become a preferred means to circumventing the trouble that would otherwise have been there if someone had to dig into his own resources. Haven’t there been many cases where someone had to sell off a laptop or take a valuable jewelry item to the pawn shop just to get through the storm? Credit cards will not always be there to help people.

Quick payday loans are the solution to go for in case someone needs the loan and is not willing to bring forward different forms of security. There is no need to look for a loan guarantor or provide the lender with the logbook, which usually meant that they could sell off the car very cheaply in case the borrower had a slight delay in repayment. Depending on who the lender is, when collateral is brought into the picture, some fat cats try to under-estimate the value of the car too something way below the street value. Many still oblige with the loan conditions since they are too desperate to lay money on their hands.

As an act of good faith and to stay practical to people who borrow, these loans will be cleared and processed really fast. Quick payday loans are dispatched in the quickest manner possible, with utmost convenience so that someone does now waste another day in some queue somewhere in the city corners. Service delivery is said to be another reason why people prefer quick payday loans as the solution for borrowing when emergencies come. They are a more certain and ready means of getting emergency funds which can be paid after a short while without creating many new obligations.

The means used to rate whether someone gets a loan or gets turned away is very simple. All that the lender cares about is that the person borrowing should be an adult of 19 years or more and he should have a checking account which employers deposit money periodically. To gauge whether the account is active, the last check must have come less than 2 months before the time they apply for quick payday loans. That sets it worlds apart from mainstream banks that make it their business to dig details about previous employment life, other loans held and will discriminate based on how much someone earns.

Quick payday loans have few steps towards registering

The details usually required are the names of the person, address (to make sure someone really is in Canada), and details about the bank account. Remember that the lender also needs to know where to deposit the money so that processing is quicker and convenient. The loan application is so straight forward and it helps people confirm that they understand the loan requirements as the person goes on. Quick payday loans will be deposited to the account provided by the person, meaning that false information can never be tolerated. Someone should avoid cheating on the application form to avoid confusion and shameful rejection of the loan application.