When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Quick Payday Loans

Picture of Quick Payday Loan

Solving Urgent Financial Problems Quick Payday Loan

Adequate planning is always a good idea, especially if it comes to financial matters. It is by far the best way for a person to ensure that they do fall into financial troubles. Most people do this but there are always some situations that happen unexpectedly. Such predicaments tend to throw a wedge into all the planning and budgeting that had been done earlier. It is not uncommon, that when such emergencies arise, a person may lack the funds that are needed to iron out the matter at hand. More so, if the person is in between salaries. When faced with such a scenario the best thing that the person can do is to go for a quick payday loan.

A quick payday loan is the answer to unexpected problems that require monetary solutions urgently. On top of this, it is also very easy to acquire and convenient to the borrower. All the borrower has to do is to fill an online application form at the payday loan lending site and submit it. Since the application is filed online the borrower does not need to disrupt their daily routine in order to apply for the payday loan. They can apply from any place as long as they have a computer, or a mobile phone with internet connection.

All other financial institutions are known to demand plenty of documentation so as to ensure that the borrower is worthy of the loan. It demands that the borrower must fax countless documents over to the bank for the loan’s officer to go through before the person is certified to have good credit score. If the person has poor credit ratings then it would be best if the person forwent the entire bank loan process because, banks do not give loans to people who have bad credit. Those who have good credit ratings still have the collateral to worry them. It is all these conditions that make the entire process of applying for a loan from a bank very tedious and bothersome. The payday lenders, on the other hand can ensure that a borrower gets the quick payday loan without all these hassles. The borrower only needs to meet a few simple and straightforward requirements.

These requirements include information regarding the borrower’s citizenship, age, employment status, checking bank account details, and contact details. These are some of the requirements for the approval of a quick payday loan. The borrower must be a Canadian citizen aged 19 years and above. The borrower must also have a job and must have held that post for at least two months. In order to facilitate the transfer of funds the person must have a working checking account and a phone number through which the person can be contacted.

The Importance of Having a Checking Account

The checking account is where the payday lenders will wire the requested funds in just a matter of hours from the time the quick payday loan is approved. It is also through this checking account that the payday lenders will withdraw the amount that is owed to them, once the borrower’s salary checks into the checking account.

The quick payday loans are meant to be used for short durations of time. They are designed to help alleviate urgent financial problems and as such, they are expedited very quickly. They payday lenders ensure that the whole payday loan application process is as convenient as possible to the borrower. Upon repayment of the loan, the borrower will be expected to pay some interest on the original loaned amount. However, the interest rates are fair and affordable to the borrowers, more so, since the payday loans are meant to help the borrower only until the next salary is paid.