GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Payday Loans Online Canada

Picture of Payday Loans Online Canada in Article

The fundamental or the basis for Payday Loans Online Canada is to provide easy and conducive atmosphere for borrowing. This creates a rich ground for every Canadian resident to get loans at a moment’s notice. It must be realized that not all lending houses like to give out loans without collateral, and this can be a big headache for some people. Some do not offer their services to those who have had a bad credit background. This is where the payday loan comes to the rescue to Canadian residents. The lenders hardly ever turn away anybody who can prove that they are employed and have cash that enters the account constantly.

The practice of providing short term credit in Canada has gone a notch higher with the advent of the internet technology. Cash can easily be obtained by just going online and applying from websites for quick loan. There are ready application forms that are provided on the websites that a person can fill quickly to be given some credit. There is a vast difference between a normal loan that a person takes from banks and other financial houses. Payday Loans Online Canada is one of the areas that a person can visit online to get such loans.

The loan is also for emergency purposes, and this ought not to be mistaken to mean that one can splurge on anything they want to buy with the emergency loans. They are too expensive to be spent anyhow because of the fee or high tag placed on them.

Basically the Payday Loans Online Canada is for rescuing the borrower from the financial predicament that comes upon him without prior warning. It is only in cases such as doctor’s bills, hospital charges, sudden need to repair the vehicle or the house, are all very genuine issues which can warrant the taking of this loan. The totally wrong idea is to obtain the payday loan for such frivolous reasons like throwing a birthday party, buying expensive furniture and such like stuff which cannot be regarded as emergency cases.

Who gets to use the payday loans online Canada?

Quick cash through payday loans is for those who are currently on active checking accounts in one of the banks in Canada. It is also necessary to have a steady income from a reliable or a regular employment. It could also be income from other sources but which comes to the bank regularly. It is always important to make sure that all the requirements for payday loans online Canada are met. There is no reason why the application should not succeed. Establish if all are in place before going to the website to fill out the forms. For example, the age bracket for the applicants starts from 19 years and above. Anybody who meets all these specifications will automatically be in the front line to getting the loan deposited into the bank account in the shortest time possible.

It is normal for people taking bank credit to consider the repayment amounts and the period it takes to repay the loan. This is exactly how the payday loans online Canada must be treated by those seeking to benefit from it. The fees on the payday loans are pretty steep, and so they can increase quite fast if the repayment is neglected. The encouraging fact is that the repayment is deductible automatically as the pay check gets into the borrower’s account each time. This enables the loan plus the fee to be fully payable unless something quite drastic should take place to disrupt the status quo.