When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans in Toronto

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Fix all Emergencies using Payday Loans in Toronto

There is already a high chance that someone reading this has had a tumultuous financial period before, since life is a game of balancing ends financially. However, it gets even worse when some calamities and sudden emergency situations knock on someone’s door, requiring him to commit further finances even as he still struggles to meet his daily needs. At such times, turning to payday loans in Toronto remains an open doorway to cooling down the bush fires. Payday loans are easily accessible financial tools that help people make it to the next pending paycheck.

Being short term in nature means that the interest rates are reasonable over the few days or weeks the loan is being held. Furthermore, considering that emergencies are at hand, money that comes quick is preferable to money which will take ages to be approved. Where emergencies are concerned, someone cannot turn down a loan since it has a higher interest rate compared to a bank loan. People who are in emergency situations should get immediate cash from payday loans in Toronto to foot the bills or pay such things as repairs for business equipment which has been damaged but is crucial for the running of the business.

Sick people can not have a choice to stay at home until the day the next check clears before they go to seek treatment. Where health is concerned, there is a higher degree of urgency attached to medical examinations and some operations. Signing up for the payday loans in Toronto is free of charge and all the information regarding the loan is available for everyone to peruse before finally agreeing to take a loan. There are no hidden fees that have previously plagued the credibility of some traditional loan providers. All that is involved is servicing the borrowed amount and paying the predetermined interest.

Payday loans in Toronto if contrasted to overdraft fees or the interest charged for using credit cards shows that payday loans are cheaper. They make the mark considering these are finances that are only needed in the interim, to ensure that the person who is undergoing these emergencies stays liquid even as he pays off those unexpected demands such as compensation claims which come because he caused an accident. Families have an added responsibility because children also get hurt while they are on the playground and most injuries would need the parents to cough up money to get medical attention for the kids.

Customer satisfaction is a selling point of these payday loans in Toronto. Nobody should be treated as if borrowing money is something that is shameful. In fact, debt if managed well is healthy. Getting all the information about the loans is all that the borrower can be advised. It is for that reason that the loan application form is structured in a manner that the borrower displays that he really understands what he is getting into. For ease of understanding, the payday loan providers have round the clock customer care services waiting to chat live with the people who have something that needs clarification before they pen the deal.

Canadian citizens who have attained 19 years of age can get instant approval if they have valid checking accounts and if they get a steady income deposited in this account for the past 2 months. Someone who meets the requirements gets the money deposited into his account within an hour. It only takes minutes for the loan to be cleared and that is why someone who settles for payday loans in Toronto has an edge over the person who goes the extra mile to get a bank loan from a blue chip company.