When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans in Ontario, Canada

Picture of Payday Loans in Ontario in Article

Being that Ontario is the most populous province of Canada, it comes as no surprise that the cost of living in it is high. That being said, it is common for scores of Ontario residents to run into urgent financial problems in the middle of the month when the payday is still far off. At such times since the problem requires fast resolution, it is more practical for people to take up payday loans in Ontario. These loans are best suited to help the residents of Ontario in sorting out their financial emergencies since they take less than 24 hours to process and within that time the borrower will have gotten the needed funds through their checking account.

The payday loans in Ontario have much faster services than the banks mainly because they have an incredibly simplified application process and a less complicated way of transferring the funds. Similarly they also have an equally simple way of getting the loan repayments. The common assumption that loan applications are hard to process does not apply when it comes to payday loans. For instance, when it comes to applying for one, all the loan applicant has to do is to find an online site for a payday loan lending company and create an account with them. The borrower can then ill an online form and submit it. The payday loan lenders treat the application as urgently, as though the applicant had manually dropped it to their office and begin working on it immediately.

Due to this prompt service, the borrower will be informed in minutes if the loan application was approved and the funds will be transferred to the borrower’s checking account. The whole process is very fast and does not require the borrower to fax any documents nor will the person be subjected to credit checks. Even those applicants who have bad credit can apply for the payday loans in Ontario and get them.

What does it take to get payday loans in Ontario

The process of getting payday loans in Ontario is by very simple and uncomplicated as long as the borrower meets the set conditions. The conditions demand that the borrower must at least be nineteen years of age and must be a Canadian citizen who has permanent residence in Ontario. The borrower must also be in some formal employment and must have been employed for two or more months. In addition to this the borrower must also have a checking account which will facilitate the transfer of funds between the borrower and the payday loan lenders.

The borrower must also have a phone number through which they can be reached. As long as a person satisfies the requirements of getting payday loans in Ontario, the person will have an easy time in getting the loan. The greatest advantage of the Ontario payday loans is that they do not require their borrowers to have any collateral so as to get the loan. The borrowers only need to satisfy the set requirements and they will be eligible for a payday loan.

In light of all these facts, it can be said that payday loans in Ontario are the saving grace for the residents of Ontario. They make it possible for the people to get out of numerous financial fixes that normally would have done them in. With the help of those in the payday loan industry, the borrowers are able to get payday cash advances to bail themselves out of financial emergencies. Thanks to the payday loan lenders, employed Ontario residents can put cash strapped days behind them.