When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans in Canada

Picture of Payday Loans in Canada in Article

The perfect time to apply for payday loans in Canada is when one is experiencing financial constraints due to an unexpected cost such as paying utilities or hospital bills. Again a person may be facing difficulties making ends meet at a certain period of the month possibly because of sickness that cannot allow the person to carry on as usual. Medications and other burdens that come with sickness can leave a gap in the personal budget that must be filled somehow until the coming payday.

Those who need payday loans in Canada can go to the specific websites to apply for credit because the forms are available, and it only takes a short time to do the application. Applying for the loan is easy. There are no formalities that can bar anyone from filing the application forms, since the applicant must be 19 years and over. The person must be a resident of Canada and be a worker whose salary is paid regularly and directly through a checking account. In most cases, it is required that the person be employed for at least 3 months. Then the borrower must give details of a phone number that is active where he or she can be contacted. These are some of the necessary criteria by which an applicant is evaluated for approval.

Steps to applying for Payday Loans in Canada

The steps are simple and there is ample room for those who want to apply online for the loans. In the case of Payday Loans in Canada; just go ahead and obtain the forms at the right websites. By simply clicking the mouse, just start the process of the loan immediately. It takes an extremely short time to get it done and the money paid into an individual’s account by electronic means. It is possible to sit at home with a laptop or PC and apply for the loan without the necessity to walk to the cash stores. This is quite safe and convenient for all who are eligible for loans.

All the major cities of Canada have been included in the Payday Loans in Canada lending scheme and the applicants who are residents in any of these cities may qualify for loans. Cities like Alberta, British Columbia, Newfoundland, Manitoba, Saskatchewan, New Brunswick, Ontario, PEI and Nova Scotia are all covered. This does not overlook the other main cities like Edmonton, Victoria, Toronto, Winnipeg, Mississauga, Calgary, Vancouver, Ottawa, Halifax, and the rest are not in the stream. The residents of these cities will all qualify for loans.

If the people living in these cities have any emergency financial situation that requires urgent cash they may get it from the Payday Loans in Canada. Such monies are to be used to pay for sudden bills. They are also to cover immediate budget shortfalls, and can be really useful in sealing costs that come in the middle of the month before the actual payday comes. In as much as the money comes through to salvage the pressing economic matters which the original budget could not take care of, the loans are not quite like the usual salary advance. This is because it comes at a huge cost, in terms of the fee charged on it.

It is not a great idea for a person to take payday Loans in Canada with the purpose of throwing lavish parties and buying luxury items. The fee on it is bigger than what is charged by credit cards and other such financiers. Since the money can reach the borrower in a matter of few minutes starting from the time of placing the application. This provides the right way to solve pressing matters like sudden hospital matters, car repairs, or unexpected rise in utility bills.