When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Fast Payday Loans

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Saying goodbye to cash strapped days with payday loans fast

Payday loans fast cash advance are a short term solution to unexpected financial emergencies that occur during the low cash spells of the month. Everyone who is employed is only too familiar with such dry spells. At times, regardless of the amount of planning and budgeting that is done at the beginning of the month, things still normally manage to go wrong. It is at such times that some bills seem to pop up seemingly from nowhere. In order to settle such bills without losing hope on what needs to be done the person can take out a payday loan.

The process of applying for a payday loan is very simple, understandable and above all convenient to the borrower. The simplicity of getting a payday loan is the main reason why so many people prefer to take out payday loans fast cash advances. All that is required for a person to get a payday loan is for the person to go online and apply for one through a payday lender’s website. The benefits of online applications are that the borrower can apply from whichever place that they are and they will get the requested funds in a matter of minutes. Secondly, the person does not need to worry about faxing any documents over to the payday loan lenders. Additionally, the person does not have to wait in queues as they would most certainly have to do had they been applying for a bank loan.

The secret of getting the payday loans fast depends on the borrower’s ability to meet the set requirements for getting a payday loan. The requirements for a payday loan are not half as intricate and complicated as those that are set for the bank loans. The borrower only needs to be a citizen or a permanent resident of Canada. The person must also have been employed for at least two or more months. Naturally, if the person is to get any funds from the payday loan lender’s then the person must have a checking account and a phone number through which the payday loan lenders representatives can make contact.

Besides the ease and convenience of getting the payday loans fast, they are also known for their air tight privacy policies. Not only do they guard the borrower’s personal information from malicious third parties but they also ensure that the only the borrower and the payday lenders will know about the deal. The dealings that the payday loan lenders have with their clients is treated as confidential and no unauthorized persons will be allowed knowledge of that information.

The payday loan lending companies are straight forward when it comes to the charges for the payday loans fast. They will inform the borrower exactly how much interest that will be charged on the principle amount. The payday lending companies do their business in such a transparent manner because they have no hidden charges that they would like to hide from their clients. Once the borrower writes a postdated check which the payday lenders will use to get their money from the borrower’s checking account once the person’s salary is deposited into the account.

The payday loans fast are just the thing to go for especially for those who do not like to be in debt. Debt has a way of always drawing a person down into a permanent state of anxiety because the person can never be sure just how much interest the loan is accumulating. However, with the payday loans the person will be told just how much he or she is expected to pay once the loan is due for repayment. Therefore, the person will know the exact amount that is due to the payday lenders.