When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Edmonton, Alberta

Picture of Payday Loans Edmonton in Article

The best place to get credit in short notice can be a real headache, especially if a person does not have above average credit rating. A poor credit count can be a big hindrance for people at times and mostly during the time of need. The right place to go for instant cash during emergencies is the Payday Loans Edmonton. It is a facility that caters for those who need quick loans in Edmonton. They must be above the age of 19 and residents of this area.

Payday loans Edmonton works on the basis of lending facility that enables the borrower to collect funds which must be repaid, starting with the next paycheck. The deductions usually come through the borrower’s bank account within a week or till the amount plus the extra charges, which are the fees, are fully met. The loans are obtainable from the local ranches but the most common method is to apply online. Anybody who wants to get the loan form can go to the specific websites to fill out the application. It is easy to do a search or browse on the Internet to the site that deals with this loan facility in Edmonton.

The reasons why people go for payday loans Edmonton

It is the best and safest form of credit that can be obtained at short notice. People have a number of reasons for applying for such loans, starting with the fact that some unexpected expenses can arise at short notice, forcing an individual to rush to where help can be available. The offices or website of payday Loans Edmonton is one such place where a borrower cannot be disappointed and no credit worthiness is an issue here. Most people have found great solutions to their unpredictable cash woes. They have introduced a degree of certainty into their lives because they do not have to bear the load of a financial emergency till the next salary comes.

Being short of money does not have to cause sleepless nights because in case of any emergencies, it is guaranteed that one can run quickly to apply for fast payday loans Edmonton and get it within minutes. Emergencies such as unmanageable hospital bills, unprecedented hike in utility bills and other adverse situations that can affect the normal budget are the areas to stress when taking such a loan. It is not for buying luxury goods and going for holiday trips, neither is it for throwing lavish parties. This credit package should be channeled to specific expenditure. The reason being that the interest rate or fee charged on this loan is pretty high. It is higher than what is charged on other credit facilities like the credit card or bank drafts.

It is important to use the money wisely for impromptu needs like unexpected car repairs, getting a last-minute air-ticket, or paying for medicals in case of a sudden illness or an accident affecting a close family member.

Any major shift from the normal family budget can cause an instant financial headache to many people. They are the issues that can require immediate cash can fall under the category of emergencies that warrant getting extra money, using payday loans Edmonton.

The extra funds can create a comfortable cushioning till the next check or salary can enter the account. The normal trend is to furnish the lender with the details of a bank account which then is applied to deposit the amount borrowed and later the same account is debited to repay the loan plus the fee charged on it. The borrower must be informed of what deductions to expect at the end of the day, during the processing of the loan.

Mr Payday provides Payday Loans in other Alberta cities: Grande Prairie, Lethbridge.