When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Canada

Picture of Payday Loans Canada in Article

Payday loans in Canada are for those who reside in Canada and need to know how to find quick financial solutions to bridge a budget shortfall at short notice. When there is a financial crisis that needs urgent cash like in the case of a hospital bill or a motor vehicle to be repaired urgently, this is the place to go. The ability to live from one paycheck to the next can be quite tricky sometimes. Any situations that call for raising quick money within the shortest time can cause the biggest challenge to those who have not yet established a financial outlay.

The idea behind Payday Loans Canada is that a person can walk straight into a payday loan outfit to make a loan request, or else one can choose to do it online. The application for loans is easy to fill, and there is somebody who will assist with answering any queries. The successful applicant can get the funds within 24 hours because of the quick processing of the application. There are no hurdles or blockages with the easy and fast transaction as everything is extremely simplified for speedy service.

Since the Payday Loans Canada is purposely for enabling the all and sundry to benefit from a quick loan, there is no need to stand back or hesitate. Simply get online and look at the requirements which are not too demanding. There are no questions asked about the credit standing of the customers. The structure of the loan is such that anybody who is employed and earns an income can benefit and find the repayment of the loan quite manageable. There is absolutely no difficulty in repayments for those who have already used this service. In fact, any average worker can go through with this service quite comfortably. The success story is evident as more people have returned for their second or more loans.

How Do Payday Loans Canada work for residents.

There are certain requirements that a person must meet in order to qualify for the Payday loans Canada. He or she must be an employed person of over 19 years of age. It is essential that one has a bank account which is in use. The account provided must be the one where the person’s pay check is deposited directly by the employer. It is necessary that the person must be a resident of the province or area where the funds are paid. The income of $1000 or more could be the ideal threshold.

All details for a Payday Loans Canada application to be processed quickly are online or at the offices where a person will get help with preparing the loan form. The documents that may be needed for filling the forms are already specified to make things move smoothly. The borrower will be expected to facilitate the deduction of the loan principal amount and the fees charged on it through a check off system or an automatic deduction at his or her bank.

In case the customer wants to extend or vary the figures at a later date, the restructuring or extension of the loan can be put the request with the financier. It is normally an issue of concern to most people that the interest charged on credit such as that of Payday Loans Canada shows a remarkably high rate. This is true when compared to other lending houses, but there are always the pros and cons to consider. These loans are quick and no credit is necessary. They are stress free.