When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Alberta, Canada

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At times, people are able to pay up their dues comfortably without much hassle, but when the worst comes to the worst, payday loans should be an option. Anyone can get payday loans Alberta quickly if you meet certain requirements like a stable job of 6 months. There are no specific rules that the loans have to be taken only for a particular purpose. Any emergency can warrant the taking on a loan for the short term. The borrower can then address the emergencies with ease, since he has all the financial assistance that is needed.

Even the best budgeting someone can ever do is not enough to keep him fully secure when emergencies come. Sicknesses are never predictable. Other things that will need immediate cash supply are accidents that cause injury and may put the person involved in some liability. With payday loans Alberta, residents can have a wider net for availing the quick funds when faced with impromptu budgets. Some include imprisonment due to failure to pay some fines.

There are flexible installments that can be paid. A good payday loans Alberta supplier would be open to negotiations about things like, grace period, amount of funds someone can borrow. All these may depend on the earnings, and there is also an incentive which is reached when someone is borrowing money for the second or third time. These clients do not end up in one class with a first timer. These days, the lenders also have incentives for people who repay the loans before a certain date are charged less interest.

In Canada, a checking account that has been active for more than 2 months will be able to make someone qualify to get loans. The loans are very practical and fairly priced. This is true considering that rates like 20% interest can be put on other similar credit facilities. Of course, if it were not for the payday loans Alberta, clients who choose this service would not find it easy to get out of financial dilemmas. It even gets more complicated when children are involved in the emergency, be it sickness or a minor accident.

Using Payday Loans Alberta Residents Can Finance Unforeseen Cash Requirements

Some emergencies come during that time when the credit card is also overstretched. Some people do not even have the best ratings to warrant a credit card company to bail them out. They can go for a loan that promises to avail the funds real fast. They do not have to worry over issues like sudden hiking of the charges, due to late fees. The loans are typically available in less than 48 hours. Some are faster. They work as cash advances. A person must consider the payday loans Alberta offers as a way of meeting the financial demands which occur in an unforeseen fashion. Such situations do not allow the parties involved postponing payment to a future date.

Not many people would like to queue for days just to have a loan that is the size of a small portion of his paycheck approved. Furthermore, these loans can be applied online, and they give the applicant the choice of how he wants his money. For payday loans Alberta customers can choose to get the funds banked straight into their checking account, and that is partly the reason why someone needs a checking account. The most convenient, though is to have the money paid into one’s account at once; and ensuring that it is available to pay off a certain bill that was feared to be due before the check.