When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans with Bad Credit

Picture of Payday Loan with Bad Credit

If you are on a tight budget and you finally find yourself in need of a bit of cash until your next payday, you may want to consider applying for an online payday loan online. Payday loans are very easy to get and the beauty of it is that it does not require any credit checks. So if you have bad credit, then it will not signify. Getting payday loan with bad credit is easy and you may be able to use the money for whatever purpose you deem necessary for its use. The money will even be conveniently deposited electronically to your account within 24 hours of loan approval,sometimes even on the same day as you have applied for the payday loan.

Payday loan with bad credit is designed in order to fulfill short-term financial needs, so you need not consider it as a steady and regular lending source. The fees of payday loans may also be a bit higher than any traditional lending sources like your banks, and you should remember to use it to solve temporary or emergency financial crises. Short term payday loan with bad credit is the best choice for you if you need to get the cash fast, and you don’t have time to be subjected to numerous credit checks or background checks.

Note however that payday loan with bad credit interest rates may vary from company to company, and that some payday loan lenders offer discount rates for new and returning payday loan consumers. After supplying the payday loan company with the very minimal requirements and information, you will be approved in as little as an hour and the funds you badly need will be deposited directly to your bank account within the same day or at least within 24 hours of loan application. Occasionally, you may have to fax in your last payday check stub or bank account statement before your loan application is approved, but this is not the norm and even if the payday loan company do require you to fax these in, you will still be able to get your payday loan very quickly.

Payday Loan With Bad Credit is Easy

Getting payday loan with bad credit is extremely easy, with its very minimal requirements that include being 19 years of age, having a steady job for at least 2 months, having an active checking account, and being a Canadian citizen or a permanent resident of the country, you’ll be sure to be able to get your much needed cash in an instant. Payday loan with bad credit will also not be able to stop you from getting payday loans despite of your past credit history. There will be no credit checks and there will only be a brief verification of the information that you have supplied. Payday loan companies will not be checking your credit or call you employer, except to verify your employment. Online payday loan lenders will be able to approve your loan application quickly and conveniently, and you will get the cash deposited to your account, fast.