When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans in Scarborough, Ontario

Picture of Payday Loan Scarborough in Article

Scarborough is one of the major retail, education, culture, and economical center of Canada located in the eastern part of Toronto. Scarborough is also a very famous neighborhood location for most new immigrants to the country. Even though it is a major metropolitan city that offers many jobs and some above average salaries to workers, it is not very awkward or weird to find that some people run out of cash in between paydays because of financial emergencies like an enormous electric bill, a sudden sickness in the family that called for hospitalization, or some times even buying an emergency supply for the house, the list of possible causes for cash shortage is endless, but it leaves a devastating gap to one’s budget.

Payday loan Scarborough is available to all qualified candidates as a fall back in times of great financial emergencies and will be able to help in weathering through to the next paycheck especially for people who are only living everyday on a paycheck to paycheck basis. Payday loan Scarborough will be able to lend you any amount of cash you think you need in an emergency any time of the month, and unlike the tedious application process that other loaning services like banks employ, this loaning service have no need of any credit check; whether you have good credit, bad credit, or no credit at all will be of no consequence to the approval of your loan. Aside from that, no collateral is needed for your loan to be approved. You just have to fill out a form, wait for an hour or so, and your loan will be approved. The money you badly needed will also be available to you within 24 hours of loan approval and will be electronically transferred to your account. It is fast, convenient, reliable, and secure.


To be eligible for payday loan Scarborough, all you will need is to be the right age (in Canada, this is at least 19 years of age), be employed for no less than 2 months, have an active checking account in your name, be a citizen of Canada (or a permanent resident of the country), and finally, a telephone number where you will be readily reachable. It’s all really very simple and easily attainable.

In fact, most Canadians in Scarborough opt to take payday loan Scarborough to help them whether through rough financial times.

Payday Loans in Scarborough are Fast and Reliable

Payday loan Scarborough is fast and reliable, with your application getting approved within an hour after filing. You don’t even need to fax anything to the payday loan facility. Just fill out an electronic application form online, wait for at least an hour, and you’re good to go. The money you loan will also be available in your bank deposit account within 24 hours of loan approval, which is very convenient for people, especially if they need the money right away. Its fast, its easy, and you’re guaranteed that the forms you fill up online are all encrypted and secure. A customer service representative from the payday loan Scarborough facility that you chose will even discuss with you in detail the terms and stipulations of your loan, the interest rate and charges for your loan, and even negotiate how long it will be for you to pay back the debt. You may choose to pay back your loan by your next paycheck, or choose to have the loan pay back time spread over a number of paychecks if you feel that it will be impossible for you to pay it back right away.