When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loan Payday Loans Ottawa, Ontario

Picture of Payday Loan Ottawa in Article

There is no opportune time for financial problems but there are times when one is better suited to deal with them. This would most probably be when one is just from being paid the salary. However, it is normally almost as if problems will always arise when one is ill equipped to handle them. They will arise at times when one is so low on cash and only has enough cash for basic survival until the next payday. Those who live in Ottawa need not go through such times, because during such times one can take out a payday loan Ottawa. The payday loan lenders in Ottawa will help the borrower to access the much needed funds to sort out any financial emergencies.

Getting a payday loan Ottawa, has been made infinitely easier than getting a loan from the banks of Ottawa. For starters, the borrowers who opt to take up the payday loans from the payday loan lending companies in Ottawa forego a lot of hassles that they would have had to deal with, had they been procuring the loan from the more obvious channels. Where payday loans are concerned, the borrowers will not have to fax any documents, give any collateral, worry about their credit scores or extensive waiting periods before the loan is approved.

Any person who qualifies for the payday loan Ottawa is guaranteed almost instant feedback upon submitting their payday loans. All that the person has to do in order to have their payday loan applications approved is meet some very general conditions. All borrowers who intend to get the payday loans must fall within the brackets of these conditions. These conditions are very general and therefore not hard to comply with at all. These conditions regard matters such as the borrower’s age, citizenship, employment status, bank account details and contacts. As long as the borrower meets the conditions stated below, then the person can easily be approved for the payday loan.

Conditions For Getting a Payday Loan in Ottawa

  1. The borrower must be a Canadian citizen who works in the city of Ottawa. Alternatively, if the person is not a citizen he or she should work and have permanent residence in Ottawa, Canada.
  2. The borrower must be above the legal age. This means that the borrower must be at least 19 years of age.
  3. Payday loan Ottawa is given to guarantee that the applicant will be salaried at the end of the month. Therefore, the person must be employed and must have held that job for a minimum of two months.
  4. The borrower must also have a working checking account. The checking account will facilitate the transfer of funds between the payday loan lenders and the borrower.
  5. Last but not least, the borrower must leave some contact information. This should preferably be a phone number through which the payday loan lenders can get in touch with the borrower.

As long as a borrower meets all these conditions the person will have an above average chance of being approved for the payday loan and the money being instantly wired to the borrower’s checking account. The best thing about these conditions is that any working class person who resides in Canada can comfortably meet them. This fact makes the payday loan Ottawa extremely accessible and obtainable to the borrowers in their times of need. They will be able to get the funds they need and iron out the financial problems.

The repayment plan is also very simple and understandable. The payday loan lenders inform the borrowers beforehand of how much money they will be expected to pay back. Therefore the borrower knows just how much will be deducted from their checking accounts once their salary has been deposited in there. The payday loan Ottawa lenders leave no stone unturned, when it comes to ensuring transparency of the whole process.