GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
Read More
Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
Read More
Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
Read More
Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
Read More
Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
Read More
Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
Read More
Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
Read More
The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
Read More
I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
Read More
Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
Read More
Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
Read More
Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
Read More
Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
Read More
Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
Read More
Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
Read More
Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
Read More
Easy, fast and user friendly application process. Thank you Mr. Payday
Previous
Next

Payday Loan Lenders

Picture of Payday Loan Lenders in Article

In these tough economic times, payday loan lenders have become the best thing that has happened to the Canadian citizens. Thanks to the payday loan companies the Canadians now have someone to turn to in time of financial emergencies when they are in need of some quick cash. Through the payday loan companies, these people are able to get the funds they need in under 24 hours. The borrowers also need not worry about the getting to the payday loan lender’s offices because they can apply for a payday loan online through the payday loan lender’s website.

These conditions are so easy to meet that anyone who is a Canadian citizen, is 19 years old or more, has been in employment for two or more months, has a working checking account and a number that they can be reached by, can easily be approved for a payday cash advance loan. The payday loan lenders have no other requirements. They do not consider a borrower’s credit standing neither do they require the borrower to fax any information to them. Once the borrower has filled in the application as required, the funds will be wired into the person’s checking account.

Important facts about the payday loan lenders

One of the advantages of dealing with reputable payday loan lenders is that they have an established privacy policy. This means that they will not divulge any of the applicant’s details to other parties. Other than that, the payday loan companies do not have any hidden charges and require no collateral for the loan. The reputable payday loan companies ensure that their websites are secure. They do this by investing in up top date data encryption software, that will keep the borrower’s information away from malicious third parties. Therefore, the borrower can be at ease especially when divulging bank account details.

The amount of money which a borrower can get normally varies depending on the company policies of the payday loan lenders. There are those that can give a loan of up to $500 for first time borrowers, while the return borrowers can be loaned amounts up to $1500. However, most payday lenders give loans from $100 to $1500 or more. The amount that a person is given greatly depends on the borrower’s salary capacity. The interest rates that are charged on the payday loans is higher that that which banks will charge on their loans, but considering the fact that the payday loans are short duration loans, makes the interest charged fair to the borrowers.

Payday loans are meant to aid people in times when they are faced with financial emergencies and they need some money to help them through it. It helps those who are in a tough financial spot at a time when their payday is still far off. These loans are therefore designed to afford the borrowers the utmost convenience. This fact is the reason why the payday loan lenders make the application process for the payday loans very simple and straight forward.