When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loan Depot

Picture of Payday Loan Depot in Article

A payday loan depot is just the place to go if someone wants to get a short term fix during those inconveniencing financial emergencies. Going through mid-month financial twists and turns is no longer a foreign idea in Canada as the economy itself makes people always live on the edge. Even employed people go through tough times. That is why there has to be a backup plan for people to survive on during these times. Where emergencies are concerned, someone cannot say that even the little money he saves for emergencies will be enough. Nobody can ever quantify an emergency in advance.

It is easy to get down to the application process since it is all simplified to make sure it is as convenient as possible. These days, payday loan depot has made the loan application as cheap as walking to the fridge and picking up a cup of cold yogurt. That is why they are more sensible than hoping that the company’s payroll office will agree to barge and approve a salary advance. Someone can today have the money received from the loan depot and at the end of the month; the same debt will be deducted from the salary that was being expected.

Forget about all those hassles that are needed like sending documents. There is no need for payday loan depot to see anyone’s bank statements. They do not even care if there are student loans and other currently active loans attached to someone’s check. The requirements are therefore nothing close to what the ordinary banks will want to see before they even consider looking at an application. Someone just needs to have citizenship and should be of age 19 years and more. Noncitizens who are still residents of Canada are allowed to apply. As long as they have been in employment and the company they work for deposits their salary into a checking account, they are good to go.

The staff at the payday loan depot will be very sensitive to all the questions that a customer may have just to ensure that all the terms are understood. People know from the start, when they are to pay back the money borrowed and at what interest rate. In fact, there are fields in the website where people can find out how the calculations are done and know the exact procedure that will be followed when the lender is deducting the money after the loan spell. It is all carried out with the utmost confidentiality that borrowers need during the emergencies.

The Service is Completely Discreet

It is important to have an affinity for only taking loans from lenders who guarantee secrecy of information. Supposing someone is a popular name in the community, it would be unfair to one day read a tabloid headline that Mr. X is borrowing. There will be sharing of contacts with those spammers who will keep on sending 10 emails a day soliciting interested parties to consider a new credit card service. At payday loan depot, someone just gets the loan and allows part of his next paycheck service a post-dated check. It therefore remains the domain of the lender to figure out how he will get the money back and it does not need another process from the borrower.

Turn to payday loan depot if undergoing a destabilizing state of anxiety. Be in control! Emergencies are normal and someone cannot act confused every time they arrive. Planning early and knowing all the available options is the surest thing that someone can do. On average, these loan incentives are usually spanning a period of between 2 weeks and 2 months. The interest figure is palatable considering the short spell during which each loan is active.