When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loan Companies

Picture of Payday Loan Companies in Article

Payday Loan Companies are established with the aim of letting the people who are Canadians or the residents there get fast loans for emergency cases. These loan companies offer significant relief as they do not delay with the application for those who qualify. They handle applications for all manner of credit types. The fabulous news is the fact that the information divulged while one is filling the forms is totally secure, and safe. There is no need to suspect that the confidential or personal information, in the forms, can reach the non authorized people.

Since the application is online, the process is straightforward and fast. In minutes, the applicant can be with information about the progress of the loan. Again, it is just as quick and easy to make the threshold set by the payday loan companies when a person is a resident who works in the vicinity of the areas where these services are.  It is a strong recommendation that the people apply at the offices nearest to them.

The Advantages Payday Loan Companies Provide

The main reasons why people love approaching the Payday Loan Companies of Canada is because there are no limitations. There is no need of faxes as no document is necessary as proof of eligibility for financing. This is because the stringent conditions that are in other finance houses are absent here. The applicant can be a person with past credit anomalies.   Once they can prove that they hold steady jobs, which pay them through the bank steady income that is sufficient reason to qualify for short term financing.

All the Payday Loan Companies nowadays have the electronic processing of all applications which enables them to work fast to clear the long list of applicants in minimum time possible, literally in seconds. The general feel of the short term financing is to get the cash into the borrower’s hands with lightning speed. The loans are usually for use in emergency budgets that were not anticipated by the borrower, hence the speed at which they expect the money to reach them.

The stuff that one can do with the cash borrowed from the Payday Loan Companies are numerous, but they all have one common factor, emergencies are the usual category of expenses that press the person to go for short term loans. This is because the loans are repayable at higher fees than the normal credit or overdrafts with the banks. This expensive tag on the short term payday credit is the only reason that bars people from taking the loans for flimsy reasons like throwing parties, buying extravagant presents or even blowing the cash away in other careless spending. The thrifty habits must prevail with these loans as they are extremely costly.

The person who is in Canada as a worker and lives here is eligible for credit from the numerous Payday Loan Companies in any part of the country. The age of 19 years and above is the requirement for the loan applicants, plus they must have their salary pass through pay check paid into current accounts. The process is not complicated as the person can be in his office desk with a computer or at home with a laptop and be busy applying for loans. Just enter the website for the specific payday loans and fill the application form available there. This process is quite smooth as the minute the application form reaches the loans offices, the borrower gets the alert in a few minutes if the request has met with approval. Then the person gets information on the phone or by email that the cash is in the account.