When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Canada

Picture of Payday Loan Canada in Article

Anyone facing a financial emergency knows how hard it is to get funds at short notice. It becomes next to impossible to keep hoping that things would improve unless some concrete plans are taken to find a solution and that means approaching the place where the needed cash can be borrowed.

With the availability of payday Loan Canada, it is no longer a matter of going to family members or friends to ask them for some assistance. It is easier to get such a financial arrangement than to go begging from individuals and having to explain private matters to do with the emergency hoping that somebody can sympathize with the situation.

Whenever there is a financial jam in the offing, the next move is to go for a short term loan that is available for all the qualified residents in the name of Payday Loan Canada. This can sort out the emergencies that tend to crop up in an individual’s life, from time to time, without any prior plans being put into place or a budget drawn. Money has become pretty scarce in the current economic stress the world is undergoing. The credit card used to be the immediate alternative if a person could not get a pay advance from the place of work. Other people would go to the cash stores for such monies, but occasionally it is easy to see more situations needing re-borrowing.

Payday Loan Canada to the rescue during periods of emergency

The various ways of getting extra cash during a period of great need or emergency are fine but the easiest way out is to apply for instant online cash from Payday Loan Canada. This will remove all the uncertainties from the mind. There is no need of further procrastination, and always wondering why everyone seems to be flocking to the payday loans, now the reason is obvious. The loans that are obtainable online are quite fast. The whole process of applying and eventually getting feedback of loan approval moves with admirable speed. It is an excellent way of solving immediate cash needs of an emergency nature.

People must realize that payday Loan Canada is not for gratifying the shopaholic tendencies. An individual must know that the credit obtained in this manner is quite costly. That is why the wrong notion some few people seem to harbor about obtaining money in this way cannot work well for them. They may have a misguided brainwave that they can take a payday credit in order to buy expensive furniture. Even if one is taking it for doing home renovations that should have been planned for in good time, it is still not treated as an emergency situation. Ideally anything like borrowing to redecorate a house, throw a lavish anniversary party or go on a tour is not wise at all.

This method of getting quick money in less than an hour is rapidly gaining popularity because it is also secure and certain. Nobody likes being kept in uncertainty concerning such matters as the need for money can be quite pressing at times. The Payday Loan Canada enables the borrower to obtain instant money transfers electronically as the whole transaction is carried out via the Internet. It does not need faxing of personal documents for the processing of applications, neither does it take the queuing that is found in many cash stores where most people usually go to get loans. All it takes is for a person applying to be over 19 years of age and hold a formal employment for which the salary is paid directly into a bank account. This is because the repayment for the loans together with the fees is deductible through the bank current account.