When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

How to Get Payday Cash Advance Loans

Picture of Payday cash advance loans in Article

Payday cash advance loans are dedicated amounts of cash that is given to a borrower by an issuer. The issuer is also commonly called the payday lender. These lenders will help the borrower to iron out their financial problems before their salaries come in at the end of the month. Before the payday lenders came into existence, people had to bear financial difficulties when their salaries ran out before the month ends. It used to be quite difficult for those who had bad credit or did not have a credit card since most credit companies are off limits to such people.

The major advantage of the payday cash advance loans is that they are not dependant on a person’s credit worthiness. Rather, they are accessible to those who have jobs. This means that as long as a borrower is employed and the person has held that particular job for at least two months, then the person can be approved for a payday loan. Additionally, there are other restrictions to getting the loan. The first among these restrictions is that a borrower must be of legal age. Therefore the borrower must be at least nineteen years old, to process the loan. Another area of importance is that the person has to be a Canadian citizen or if the person is not a Canadian, then he or she must qualify as a permanent resident of Canada.

Other restrictions are those that facilitate the transfer of funds from lender to borrower. Therefore, this restriction is that the borrower must have an active checking account. After payday cash advance loans are approved, the money is normally wired directly into the borrowers’ checking account. Once the money has been wired to the borrower’s account then the lender will call the client, informing him that the money has been sent. In light of this fact, the client will have to leave a phone number which he or she can be reached at.

Advantages of payday cash advance loans

The restrictions that have been put in place are so easy to fulfill that most people normally view them as mere guidelines. They are put in place, not to bar people, but to allow, as many approvals as possible; to those who deserve to apply for the payday cash advance loans. In fact this is so much the case that almost everyone who applies, nine will be approved.

Another key advantage that makes payday cash advance loans easily accessible are that a borrower can apply for the loan online. Once the application has been approved the cash will be wired directly into the borrower’s checking account. Since one can apply for the loan online, the person does not necessarily have to go to the money lender’s offices. He or she can go to the payday lender’s internet site, and apply for the loan, from the comforts of their home or from their workplace and receive it without inconveniencing their daily schedule. The whole process is designed to afford the borrower maximum convenience because the lenders understand that the money is needed urgently.

The payday cash advance loans are deliberately made easily accessible to clients so as to help them in their time of need. Immediately the borrower has been paid a paycheck, at the end of the month, the person can pay back the loan plus a fee. The amount to be repaid, which include the fee, is always indicated in the contract which the client makes with the payday lender. Therefore the client is always informed beforehand just how much is owed to the lender.