When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans Ottawa, Ontario

Picture of Ottawa Payday Loan in Article

Most people who are employed in the city of Ottawa are very familiar with the mid month financial blues. Almost everyone at one point or another runs into financial problems especially when they are in between pay checks. It is in times such as these that most people get frustrated when they try to apply for loans via the traditional methods. The main source of their frustration is normally due to the extensive paperwork that must be covered before the funds are released to the borrower. The best way for a borrower to get the funds that are needed without having to go through the tiresome paperwork is to apply for an Ottawa payday loan.

These payday loans are much easier to procure than the traditional loans from banks and credit companies. Besides the obvious advantage of having no paperwork, an Ottawa payday loan helps the borrower to get the money in a matter of hours. After the borrower has applied for the loan, it takes the payday lenders approximately 30 minutes to approve the application and the money will be disbursed to the borrower’s checking account in less than 24 hours. Those in the payday lending business understand that in time of emergencies, time is of the essence. Therefore, they make the entire process as quick and effortless as possible, so as to save the borrower from potentially embarrassing situations.

How to apply for an Ottawa payday loan

The process of applying for an Ottawa payday loan is very simple and uncomplicated. All that it requires is for the borrower to at least be a permanent resident of Ottawa or a Canadian citizen. The borrower must also be at least nineteen years of age and have a working checking account. However, the most important condition is that the borrower must be employed and must have held that job for a minimum of two months. These conditions make it possible for almost anyone to access the payday loans. The entire application process is made hassle free and the majority of those who apply get approved for the loan.

The best and easiest way to get an Ottawa payday loan is to apply via the internet. All one has to do is to go to the payday lender’s website and begin the application process. When filling in the details, the borrower should follow the instructions that have been mentioned above. In doing so, the person is almost guaranteed that their loan application to be approved because nine out of ten payday loans are normally approved. Online applications make the entire application process very convenient for the borrower. It helps to ensure that the borrower is at ease while filling in the applications. Another advantage of applying for the loan via the internet is that it is the fastest method for the borrower to get the funds from the payday lenders.

There are many advantages to taking an Ottawa payday loan. The first of these advantages is that the borrower gets to receive the money very fast. There are no unnecessary delays because once the loan has been approved the money will be in the client’s checking account within 30 or so minutes. Secondly, the payday loans have reasonable rates that the borrower will be able to pay without much hassle. Thirdly, one needs not worry about information security. The information that any borrower divulges to the payday lenders is fully secured because these sites have the best encryption security software.

With these guidelines in mind a borrower can count on getting an Ottawa payday loan to help is sorting out all kinds of financial emergencies when funds are low.