GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Online Payday Loans in Canada

Picture of Online Payday Loans in Canada in Article

Quick Approval of Online Payday Loans in Canada

One thing with all economies is that they are all unpredictable and are likely to push someone to the edge every once in a while, needing somebody to have to rely on online payday loans in Canada, just to see them make it to the end of the financial hardship. The facility is there so that people of all financial backgrounds can take advantage of small emergency loans to cover for those times when urgent needs maraud and there are very little hopes of successfully combating them with available funds. They help people bridge the gap between two paychecks and offer short term solutions to stay afloat.

The interest rates proposed by the lenders are just right considering the loans do not carry on for long periods. Therefore, from an outward look, there are times when the emergencies need immediate solutions and someone has no choice to postpone such things as a medical evacuation, temporary shelter after a certain unexpected event like a fire or money needed to treat certain injuries. Someone cannot postpone emergency surgery just because he did not budget for it. Online payday loans in Canada are still more popular than the ranks of logbook loans. They will differ in terms of features and eligibility.

Online payday loans in Canada never required the furnishing of a car log book so that someone can get a loan. In fact, payday loans do not need anyone to provide collateral or security whatsoever. The problem with security and collateral is that some firms used to take advantage of people’s desperation. Pawn shops are well known to undervalue people’s items just because they have an upper hand over the person who is borrowing. Credit scores have become irrelevant where payday loans are concerned. Nobody can ever be turned away because he has poor credit ratings.

As a standard, the loans are processed very quickly, making them as practical as ever. The reason time before dispatch is important is that unlike many other loans, payday loans are taken to cater for emergencies that could never have been predicted. Therefore, delays would imply that the money is received when it is too late to have any effect in bettering the situation. Online payday loans in Canada is always deposited into someone’s account in under an hour. An hour is much less than the time it would take to even lodge an application with a usual bank. Payday loans give people what they are worth, no shortcuts!

A fair criterion is used, if not lenient. In fact, someone would get the feel that the requirements of the online payday loans in Canada are only there to deter jokers and pranksters. Just like the law would not be comfortable with minors taking loans, in Canada, age 19 has been the proper age for someone to be taking the payday loans. Minimal details regarding someone’s employment history are required. Basically, anyone that has been in active employment for more than 8 weeks is eligible to participate in these payday loan facilities. Credit checks are purely irrelevant in this instance.

Understanding The Registration Process For Online Payday Loans in Canada

Typically, the registration process would include mentions of the borrower’s names, and his address so that there is consensus that the borrower resides in Canada. The account is supposed to be active so that the lender can be confident that someone is not using a dormant account which never receives checks. It is after that stage that people can go into more specifications to do with the loan, chief being the amount being borrowed and when the money is to be paid back. The interest rates are by that time well-known to the borrower and the loan processing can begin. The online payday loans in Canada are deposited on the agreed on bank account.