When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Online Payday Loans Canada

Picture of Online Payday Loans Canada in Article

A person can be confronted with an urgent situation that needs cash to be spent instantly yet the next pay day is still far. There is only one way to respond to such emergencies. Run quickly to the PC or laptop to browse all the websites that provide details on how to get quick cash. It is simple to borrow money through the services of online payday loans Canada. It has enabled many people to manage some tough financial situations without sweating or worrying too much. This is because they offer an easy way out for those who know there is always a way out for getting the money at short notice.

The safe and sure way of getting funds to be deposited instantly into the account is by filling one of those forms for speedy loans online. In order to benefit from this service, the person must be from any of the provinces in Canada where the financing offices exist. The only mistake some people make is to treat the online payday loans Canada as their source of money to be spent lavishly. This is not just a mistake but it is also a reckless way of treating this service since the loans can fetch higher fees than the ones for borrowing the normal bank credits. Instead of complaining about the high fees on the loan, most people are ready to turn to this service to bail them out of tight situations.

Sometimes things can go drastically wrong with a person’s finances if there is sickness in the family which occasions huge hospital bills. Occasionally, if a person is unable to work for some days or because of an unexpected expense like vehicle repairs they grapple with the paying of bills. Due to the higher loan fees it fetches, money obtained through the online payday loans Canada arrangements should only be spent on the specific expenditure for which it was intended. Do not divert such monies to pay for extravagant purchases or on entertainment such as anniversaries. It pays to remember that short period loans should only go for a few days before the same is recovered from a person’s salary as it enters his bank account. In simple terms, the payday loan is one that can shore up a financial emergency till the next payday. It is repaid when the next salary enters the check account.

The Requirements of Online Payday Loans Canada

The only people who qualify for loans under this category are the residents Canadian or one of her provinces. The person must also be over 19 years old, employed, and receives salary through a direct payment into their current account. The Online Payday loans Canada does not limit people regarding their past financial records. This means they do not do the thorough credit investigations to see if the person had any bad debt background or has suffered poor credit rating issues.

As soon as the application form is filled for online payday loans Canada, the person waits for a few hours, for the loan to be processed. At least some take 15 minutes, or less than 24 hours. So the promise that this service is rapid and sure is absolutely true. It does not disappoint the person who meets all the requirements since there is no fuss with the processing of the documentation. In fact, majority of those who use this service know that they have tried other ways before, but later settled on this one because it does not let anyone down. The easy check off system from the bank as the salary comes in makes it simpler to repay the loan in the shortest time possible. The customer is allowed to go for a second loan if necessary.