When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Online Payday Loans British Columbia, Canada

Picture of Online Payday Loans BC in Article

There are quite a number of occasions when one is faced with urgent financial crises yet the funds are so low that one just cannot cope. During such times, not only will the person be low on cash but the person will also be so strapped for time that there is never much time to pursue the issue of funds. However, as long as one can access the online payday loans BC, then the problem can be solved in no time at all. The person can get the funds that are needed without disrupting their work schedule. Such is the convenience that is offered by the payday loan lenders in the province of British Colombia.

The entire process is made easy and simple. The payday loan lending companies ensure that their clients do not go through the typical hassles. The inconvenience used to be with the traditional financial institutions. With online payday loans BC, people do not have to be concerned about endless queues, countless paperwork, and collateral or credit checks. All that the borrower has to prove in order to qualify for a payday loan in British Colombia is to be above the legal age and a citizen of Canada or an expatriate who permanently resides in Canada.

Other conditions that a borrower must meet include that this person must be employed.  Moreover, this person must have held that job for at least two months. Thirdly, the person must have a checking account and a phone contact through which the staff at the payday loan lending company can contact the borrower. These are the only conditions that a borrower has to meet in order to qualify for the online payday loans BC. The entire application process is done online and, therefore, the borrower needs not fax any documents.

On top of all these the borrower does not need to wait for days on end before learning the verdict on the payday loan application. The payday loan lending staff will inform the borrower if the loan application is successful.  It happens just a few minutes after the borrower has filled the online payday loan BC application forms. This is just another fact that makes the online payday loans BC extremely endearing to the British Colombia residents. It enables the borrowers to access the funds they need, when they need it. Using these funds, they can sort out the emergencies they are facing without much inconvenience.

Facts About The Repayment of The Online Payday Loans British Columbia

The repayment process for online payday loans BC is similarly as painless as the application process.  Majorly this is because the borrower can know how much money will be owed to the payday loan lending company. This amount will include the interest charged upon the principle amount. The individual may need to write a postdated check of the established amount to the payday loan lenders. When the borrower’s salary is deposited into the checking account, the payday loan lenders will use the check to withdraw the monies that they are owed from the borrower’s bank account. The entire process is marked by transparency and to top it all the payday loans do not have any hidden costs.

The online payday loans BC is marked by transparency. The payday loan lenders let the borrowers know just how much they will be required to repay the payday loan lending company, but they also call and let the borrower know when the payday loan has entered its repayment cycle. This enables the borrower to plan and budget for what will be left after the payday loan lenders have withdrawn what is owed to them.