When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Instant Payday Loan

Picture of Instant Payday Loan in Article

Whether it is through the hard way or the easy way, people always learn that money is what makes life continue. Most of what we spend our energy on is so as to get money, be it schooling, extra classes to get a promotion and outright hard work. This is why there needs to be a source to supplement whenever things don’t pour out of the pipeline the way we want. Complications arising from money can be avoided if someone took advantage of an instant payday loan agreement. Canada has a decent variety of such services for all to benefit.

Admiring the Ease of Instant Payday Loan Applications

This form of financing is very practical and still adheres to all the regulations that are set by the authorities. Even the Customer Defense Act is satisfied that these sorts of businesses will adhere to all forms of transparency. An instant payday loan will offer respite to people who are in tough situations which they know they have the money to handle, but the only problem is that money will come at the end of the month. A lot can be lost between now and then, making it a practical lending practice according to Canadian laws.

People who also live on the edge in terms of budget can always use the instant payday loan to settle those emergency or due bills and expenses and will figure out a way to net it off to the future income streams. They will of course understand how to compensate for it. Someone who is handling a net of $1000 should not ordinarily feel stuck if a bill o $50 comes up and he is on empty tank. An instant payday loan lets you spend now and account for it tomorrow, leaving you at no profit or loss since everything is balanced, save for the interest paid.

It only gets better when someone realizes that unlike usual loans given through banks, instant payday loans will be available in an effortless procedure. The way to apply for them is straight forward and quick, not needing someone to go through stringent checks like those which are needed when applying from a mainstream bank. Someone once joked that it he would gladly oblige to give a urine and DNA sample if the banker asked for them if it meant getting a loan approved in under a week; that is if they choose to approve the loan.

People who have tried to apply for a mortgage also know what it takes to have them approved. Complex paper work and other bureaucracies are what people blame as the cause for the delays. Sometimes, the banks are also too chicken to give someone money if they are not sure about his financial background. Typically, a mortgage if approved should have no reason to stay beyond 30 minutes before it clocks into your account. Why then should people keep on dragging it to the maximum? Instant payday loans are different and should set the trend.

Anyone of any employment background and any financial background can apply for the instant payday loan offerings. You can always qualify even if you do not have a good credit background. The income you borrow will always remain a certain percentage of what you earn at the end of the week or month. There will be a range specified and out of this, you can see how much money you need and lately, negotiate how you want to pay it back. People can choose to spread it over two paychecks or clear it all in one sweep if they can. It is a case of someone needing extra financing and another one willing to offer it at a premium. That keeps the instant payday loan business setup healthy.