When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Instant Approval Payday Loans

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Experience Financial Security with Instant Approval Payday Loans

When someone states that he wants to have a quick source of money to pay off eventualities and emergency obligations, he will in that case need it to be in his account as soon as possible. Further delays usually make problems harder to solve and narrow the room for negotiating further, especially where liabilities and late fines are concerned. In this case, the bank would not be a prudent option to follow compared to going for instant approval payday loans. In that case, there is a lot of good news for Canadian citizens and residents who have checking accounts because these can be used to get the payday loans.


If someone has been in employment for over two months now and he is sure that he has a paycheck which comes in at a certain period of the month, then he can rely on this to get instant approval payday loans which can be repaid quickly, commonly by the next check. It is like going to register for a loan which all the homework has been done. The processing of the loan is not the borrower’s headache, but an internal domain of the party lending out the money. It in itself relieves everyone involved of the anxiety that was so stereotypical about previous generations of loans.

Someone should however approach the whole borrower lender relationship as a quick and short span relationship. Someone only fills out a fast and very secure application and everything else in the process will be a free-flowing one. How many lenders will approve a loan in 3 minutes and send a confirmation of approval immediately via email? The instant approval payday loans will be cleared quickly and deposited in the provided account details all within the hour. That makes sure that however urgent the emergency is, it is still realistic to bail someone out of the emergency. It is almost as if there was no emergency at all.

Instant Approval Payday Loans Are Short Term And Practical

Also being short term, it keeps the debt healthy, since someone is not running to a payday loan lender so that he can finance some cravings like a party for friends in Canada or so that he can do a quick home makeover. Here, emergencies relate to those things which someone did not count on them happening but now that they have happened, someone still has to take responsibility for them. Parents know what it means for a child to run to them screaming with a dislocated shoulder. The kids have also knocked their elbows over some skateboarding stunt. Instant approval payday loans clear fast enough to finance fees incurred while a kid is in the hospital.

Keeping loans for only a short period is also wise because it keeps the interest charges at a manageable level. Some loans have an interest which is paid as per some daily calculation. This means that if the paycheck comes sooner, the debt can be repaid immediately to prevent the amount from continuing to build. The instant approval payday loans can have their period flexibly extended or reduced without much fuss. It does not mean that if someone took a loan for a month and he somehow managed to get extra funds to refund it the next morning, which he will need to still pay a whole month’s worth of interest.

As a sign that there is consent, someone should take the instant approval payday loans only under his name. He should not be below 19 years of age in Canada. From the nature of the loans are well known by the lender, they can almost guess how important it is to have the approval done in the quickest way possible and with the least possible requirements, so that a greater number of people can access them during the time of need.