GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Fax Payday Loans

Picture of Fax Payday Loan in Article

Fax payday loan versus the bank loan, which is better?

When a person is in need of cash that will facilitate one need or another, and the payday is still far off, the person will most definitely opt for either a bank loan or a fax payday loan. In order to know which is better, it is recommended that a person considers the advantages and disadvantages of both options. It is only upon reviewing the strengths and weakness of each option that one will be able to make an informed choice. By doing this the person will know exactly what to expect with whichever loan that the person decides to take out.

The duration of time that it takes for a loan to be processed is important because it reflects on how soon the applicant will be able to use the requested funds. Bank loans typically take longer to be processed than a fax payday loan would take. Bank loans will definitely take a few days to process. Payday loans on the other hand, are approved within minutes of the applicant submitting the application forms. The key reason why these two have such a wide time difference is that the banks have a more rigorous process than the payday loans.

When applying for a bank loan a person has to be prepared to wait in the queue as they wait their turn. In times such as these when recession is running high, the queues in the banking halls are undoubtedly long. The person has to be prepared with documents such as employment information, pay stubs, which will be proof of income, bank statements, which will be evidence of the person’s assets, identification documents, and credit ratings. These are a lot of documents that the applicant will have to carry to the bank. Alternatively on the other hand, if the person was to go for a fax payday loan, the person will have to present the pay stubs or a letter from the employer, which will be proof of employment, the person will also need to have identification documents, contact information, bank details.

As far as fax payday loans are concerned, the loan applicant will not have to worry about long queues because there will not be any. With fax payday loans the borrower will only have to get a computer plus good internet connection and the person will be able to apply for the fax payday loan through the payday loan lender’s website. These days the payday loan lenders are no longer restricted to the small office at the corner of some neighborhood. Now they are accessible to any person in their location, who has access to the payday lender’s website.

Being that a person can apply for a fax payday loan online without being physically present at the payday lender’s offices, the applicant can go about their daily routine without having to disrupt any of their plans. Once the payday loan is approved, the borrower will be informed and the money will be transferred to the borrower’s checking account. This normally takes a few minutes after submitting the online application back to the payday lenders. On the other hand, if the person was to apply for a bank loan the person will have to be present at the bank to personally overlook the entire application process. Still, upon completing the application process for a bank loan, the person still has to wait for a number of days before the the loan can be approved.

When time is of the essence a borrower is better off taking out a fax payday loan instead of the bank loans. This is not only because the fax payday loans have a much simpler and straightforward application process, but because the payday loans will give the borrower access to the much needed funds in the shortest time possible. The payday loans are easier to acquire, and much more convenient than the bank loans.