When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Fast Cash Advance Payday Loans

Picture of Fast Cash Advance Payday Loan in Article

A big number of people benefit greatly from the fast cash advance payday loan. These people are from all walks of life. Lower, middle and high income earners can all benefit from the service. The process of getting a payday loan is made so simple that most people can get approved regardless of whether they have good or bad credit. The credit rating of a borrower does not count since none of that is part of the requirements for the loan to be granted. The lenders have screening criteria that are easy for borrowers to meet. In fact most of the people who opt for the payday loans get the help that they are looking for.

The payday lender’s conditions are simple and straight forward. These conditions include that the borrower must be at least 19 years, must be a Canadian citizen or at least have permanent residence in Canada, and the borrower must have at least held his or her current job for the months. In addition to this the borrower also must leave a phone number through which the lenders can contact him and have an active checking account. Once all these conditions are met and the borrower’s loan application is approved then the person will receive the fast cash advance payday loan through the checking account that is listed in the contract.

All these conditions are especially followed by first time borrowers. Repeat borrowers only need to present their pay slip and their fast cash advance payday loan will be covered. The funds are normally sent directly to the borrower’s checking account in a matter of hours. Therefore, one does not have to wait long durations to get the funds. It is because of the fast loan disbursement that the borrowers are able to solve whatever pressing financial problems they might have had. This fact makes the payday loans very convenient for those who are in need of some quick cash, before their salaries come in at the end of the month.

What are the benefits of a fast cash advance payday loan?

Most people normally believe that a fast cash advance payday loan is for those who have poor credit ratings. However, payday loans are meant for everyone who meets the criteria for approval of applications for a loan. The payday lending business is set up mainly to help employees get by when they are in between paychecks and are faced by financial emergencies. In addition to this, the customers who take payday loans are often screened so as to ascertain that they meet the necessary threshold for obtaining the credit.

Another benefit of getting a fast cash payday advance loan is that the customer can avoid any payment of application fees. Starting the process for a payday loan is easy, because it only needs the applicant to go to the payday lender’s official website to fill the application form. As long as the customer fulfills the requirements that were mentioned earlier and the customer is approved then the funds will be released to the customer’s checking account. The chief reason why the payday loans are fast is because the lenders do not run any credit checks and the borrower can access the money online, without having to go to the payday lender’s office.

The total amount that is owed to the payday lender is normally indicated in the contract agreement between the customer and the lender. The repayable amount, normally comprises of the fast cash advance payday loan and the interest that it was charged. This amount is automatically deducted from the customer’s checking account once the person’s salary is paid.