When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans in Edmonton, Alberta

Picture of Edmonton Payday Loans in Article

For those who live in the city of Edmonton and are at times so low on cash that they cannot foot the unexpected bills that come their way, Edmonton payday loans are the way to go. These loans are not only easy to acquire but they are also instant. A person who has decided to get a payday loan will not have to go through all the typical hassles that borrowers go through when they are trying to get the loans from the traditional loaning facilities. Where the Edmonton payday loan lenders are concerned, the borrower will not have to jump through any of the hoops that the traditional loaning facilities make them jump.

This means that the borrower will not have to worry about waiting in line, having the tax returns, bank statements, having low credit scores, filling endless application papers and the long waiting period for the loan to be approved. With Edmonton payday loans, the borrower will only have to be a Canadian citizen. If the person is not a citizen of Canada, the person must at least have permanent residency in Edmonton. Secondly, the person must have attained 19 years of age and must have had a job for at least two months. Another requirement is that the person has to have a working checking account and a phone number through which the person can be contacted.

The Edmonton payday loans can be used to settle any kind of emergency, from the unexpected bill whose deadline is quickly approaching or has already passed to the very urgent car repair. Regardless of the kind of emergency that a person is experiencing, with the help of payday loan lending companies, a borrower can be able to settle them in less than 24 hours.

What is the quickest way of getting the Edmonton payday loans?

The fastest and most convenient way to apply for Edmonton payday loans is through the internet. By applying for the payday loan online, the borrower is able to literally have his cake and eat it. The person will be able to go about their daily routine with zero interruptions. During a short break, the person could simply go to a payday lenders site and fill in an application form for a payday loan. A few minutes after the person has submitted the loan application, the payday lenders will inform the person whether the loan has been approved or not. If the loan is approved the money will be wired directly to the borrowers checking account.

Out of every ten people who apply for the Edmonton payday loans, nine are normally approved. With statistics such as these, most of those who apply for the payday loans get what they ask for. The payday loan lenders do not require any collateral for the borrower to be given the loan, neither do they require the borrowers to have high credit scores. The payday loans are given to all applicants who satisfy the set requirements regardless of whether they have good or bad credit ratings.
The chief reason why the payday loans do not consider most of the factors that the banks normally comb through with a toothpick is that the Edmonton payday loans are taken out against the borrower’s salary. The payday loans are short term loans that are given to applicants who are in between salaries and are low on cash. Once these applicants are paid, their salaries, the payday loan lenders will withdraw the money that is owed to them plus the interest that was charged on it from the borrower’s checking account.