When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


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It usually takes about 30 minutes to get approved for a payday loan during our business hours.

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Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

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Easy Payday Loans

Picture of Easy Payday Loans in Article

How to cruise through emergencies with easy payday loans

There are many financial institutions in Canada, but in as much as they can provide the residents of Canada the funds they need, they normally make the application process very long and bothersome. This makes them very inconvenient for those who are in urgent need the money so as to sort out one emergency or another. The best alternative for those who are faced with such a problem would be to knock on a payday loan lender’s office. The payday loan lenders provide the borrowers with easy payday loans that will be made available to them in the shortest time possible. These loans normally take less than 24 hours to make the funds available to the borrowers.

The reason why these loans are referred to as easy payday loans is because the payday loan lending companies do not involve any of the extra baggage that other loaning facilities have. For instance, in order to get the payday loans a person will not have to endure any credit checks, or fax any documents to the payday lenders. Additionally, the person will also not have to have any collateral or produce past bank statements as they would have had to if they were borrowed from any of the mainstream loaning facilities such as the banks.

The reason why the payday lenders do not pay much attention to credit ratings and credit checks is because the easy payday loans are taken against the applicant’s upcoming salary. Therefore the payday lenders only have to ensure that the applicant has a monthly source of income. It is imperative that the applicant be employed. Besides this condition, there are others that will help to determine whether an applicant will get the payday loan or not.

These conditions are very easy to meet. The easy payday loans are made accessible to the Canadians citizens and those who permanently reside in Canada. The applicants must also be in employment or at least have a business which generates them a monthly income. The person should also be above 19 years of age, have a working checking account and a phone through which contact can be established. Getting an easy payday loan can help those who meet the set qualifications to sort out any emergency that may arise in the middle of the month when funds are scarce. The payday loans are the best bet for those who want a fast and hassle free loan application process.

Being that the easy payday loans are only meant to be used in times of emergencies, it would not be practical for a person to want to take out a payday loan so as to fund their lifestyle. The payday loans are not meant to be used to fund parties, vacations and leisurely lifestyles. The chief reason why doing this would be impractical is because the loans are charged really high interest rates. It would not be wise for someone to pay the high interests that are charged on the payday loans just so as to fund a leisurely lifestyle.

The easy payday loans are perfect for emergencies such as settling random unexpected house bills, footing hospital bills, or even the borrower take care of the transportation costs to and from the office and their home. The loans are meant for immediate use by the person. To top it all, the staff of the payday loan company is always willing to help the borrowers understand more about how the payday loans work. The borrower can apply for the payday loan in numerous ways; however, the fastest and most convenient way of applying for a payday loan is through the payday loan lender’s website.