When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Cash Payday Loans

Picture of Cash Payday Loans in Article

There is nothing strange about going through financial bottlenecks in the middle of the month. The reason this is not strange is because sometimes people do not wake up looking forward to a child who has had a biking accident. Nobody ever thinks of backing up from the driveway and smashing in someone’s sleek sedan yet these are the sort of situations that immediately put someone into a state of liability that needs to be urgently footed before they lead to lawsuits. Guess what, cash payday loans are there to ensure that people have something to lean on when they are forced to painfully and unexpectedly part with money.

Another interesting thing to note is that unlike before, someone just needs to find his way to the front page of the cash payday loans lender’s website and he can start to enter details about himself and how much money he wants to be lent. Formalities are what used to kill the old forms of credit sources, for example credit cards were notorious for brute interest charges on lateness and loan sharks were always on someone’s back once they entered a deal with someone. Someone who is over 19 years of age is welcome to apply for the loan if he is a resident of Canada.

Quick Steps to Ratifying The Cash Payday Loans Applications

The loan application is as simple and quick. There is only a few number of things needed and that is why there is no need to beat around the bush. Even the laziest person on earth will find the process being a waltz in the park. Once someone lands on the front page of the lender’s site, he can find quick links to the application form. Of importance are the account details of the checking account, so that the cash payday loans can be hitting this account immediately each loan is approved. People who meet the eligibility criteria find it extremely easy and convenient in terms of time saved and minimal steps.

Canada is vast and these loans can still be accessed from any province in Canada. Someone does not have to confirm whether the loans are only available in Toronto or Ontario. Someone in Halifax is at the same level with someone in Edmonton. Therefore, what really counts is the fact that someone is within the borders of Canada and has been a resident there. Non-citizens still qualify if they are residents. There will be a field to get specific about the address of the person, just for the sake of confirmation when keying in details for the cash payday loans.

People should just note that good financial discipline means that people only run to cash payday loans if they want to address an emergency. They are not monies meant to spoil the ego. Therefore, people should count out the plans to take the payday loans just to spend over some weekend cravings with the pals. People have pressing needs in the league of smashed windscreens, broken down laptops that need repair, knocked cars, medical emergencies and hospital admission.

The reason people prefer to be cautious about cash payday loans is that their interest rate is different from the interest charged for credit cards. Thus, nobody would want to entertain the prolonged debt especially over long periods. They are meant to be taken and refunded ideally within 4 weeks. 2 months is also fine, as long as the lender will alter the interest level a bit. In a nutshell, cash payday loans are called so because within minutes, money can be deposited in accounts, making them more instant compared to the time a mainstream bank loan application would have required.