GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Cash Advance Payday Loans

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If there is one thing that is never constant in the lives of the working Canadian citizens is money. The amount of money that an employed person has always varies as the month progresses. All employees are normally pretty wealthy at the beginning of the month, when they have just been paid their salaries. However, this amount of money diminishes more and more as the month progresses. Naturally, after the employee has paid all the bills and allocated the necessary funds to the monthly food and transport budget, the person will not be left with much to work with.  During such times if the person faces any unexpected emergency, the person can rely on cash advance payday loans.

The cash advance payday loans can be used to bail a person out of the most financially pressing situations especially when one does not have the necessary funds to cater for the emergency. As long as a borrower applies for the payday loan and is approved, the money will directly be wired into the borrower’s personal checking account. This process only requires a fraction of the borrower’s time and the borrower can apply for the loan from any part of Canada since the entire process is done online. All the person has to do is to go to the website of a reputable payday loan lender and fill in an online application form. As long as the person qualifies for the payday loan their payday loan request will be approved.

What to do in Order to Qualify For The Cash Advance Payday Loans

In order to qualify for the cash advance payday loans, the borrower must be aged 19 years or more. The person must also a Canadian citizen. However, foreign nationals who permanently reside in Canada can get the payday loan. It is required that the borrower has a working personal checking account. The checking account will help to facilitate the money transfer between the payday loan lenders and the borrower.
It is paramount that the borrower is in employment. The person’s employment status is a key factor because the cash advance payday loans are given against the borrower’s upcoming salary. The payday loan lenders get to be refunded the money which is owed to them once the borrower’s salary is deposited into the person’s checking account. In regards to employment, it is required that the person have held that particular job for at least two months.

The payday loan lenders always get in touch with the borrower so as to inform them if the payday loan has been approved or not. In order to make this possible, the borrower will have to leave a phone contact that the payday loan company staff can use. The payday loan lenders will also call and let the borrower know when it is time for the payday loan to be repaid. They will do this so that the borrower can ensure that there is enough money in the checking account, so as to adequately cover what is owed to the payday loan lenders. The cash advance payday loans are quite easy to acquire and are equally easy to repay.

The borrower does not need to be worried about credit checks, past bank statements, collateral or the duration for getting the cash advance payday loans. These loans are easily acquirable to those who satisfy the set conditions. To top it all off, they are practically instant, therefore the borrowers need not wait long before they can get the funds that they requested for. The payday loans are welcome reliefs to the cumbersome and tedious loan application process that the banks and other similar financial institutions make the clients go through.