When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Cash Advance Payday Loan

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Say goodbye to broke days by getting a cash advance payday loan

Taking out a cash advance payday loan is the best way to go when one is faced with an emergency. More so if emergency occurs in the middle of the month when the person is in between paydays. The payday loan lending companies are open to the Canadian citizens and residents around the clock. As long as the borrower qualifies for a payday loan, the person can apply for the payday loan online. This is the easiest, fastest and most convenient way of getting the payday loans. However, there are other ways that the borrower can get a payday loan; this includes manually going to the payday lender’s offices. Still it is always best to make the entire process as manageable and convenient as possible by applying for the payday loan online.

It is recommended that before a borrower decides to borrow from a certain payday loan lender, the person should ensure that the payday loan lending company is reputable. It is also preferable that the borrower deals with the cash advance payday loan lending companies that are within the same city and province that the person resides in. These measures help to ensure that the borrower is safe from the swindlers and the unscrupulous payday loan lenders who will charge borrowers exaggerated interest rates that are not in compliance with the Canadian usury laws. Before settling for a certain payday loan lender, the person should look up the reviews that have been done on the company in question and the testimonials of previous clients.

In order to get the cash advance payday loan, the borrower must be above the legal age. This means that the person must be more than 19 years of age. Secondly the person must be a Canadian citizen. However, the loan is also accessible to those who are not citizens but have permanent residency in Canada. The borrower must have a monthly source of income. This could either be from formal employment or from a personal business. The person must have a checking account which will facilitate the transfer of funds between the borrower and the payday loan lending company. The last requirement is for the person to have a phone number through which the payday loan lenders can make contact.

As long as the borrowers satisfy these requirements they will have a smooth experience when they apply for the cash advance payday loan. They will not have to worry about faxing any documents to the payday loan lenders, neither do they have to wait for a number of days before they can learn whether their loan request was approved or not.

With payday loans, the applicants get to know if the loan request has been approved in a matter of minutes from when they submitted their application. The cash advance payday loan lenders in Canada ensure that they please their clients by giving the excellent service in the shortest time possible. For this reason, the applicant will have the requested funds in the checking account within the same day that the application was made. It is the fast speeds at which a cash advance payday loan is expedited that make the payday loans ideal for ironing out emergencies.

The staffs at the payday loan lending company ensure that each and very client is treated courteously and is served accordingly. These staff will answer any queries that the borrowers have regarding the cash advance payday loan. It will not matter whether the person is applying for the loan online or the person has physically filled in the application form at the payday loan lender’s offices.