When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Canadian Online Payday Loans

Picture of Canadian Online Payday Loans in Article

People who have had to endure certain problems which came as a result of emergencies that needed finances should no longer live in a nightmare. Today, there are Canadian online payday loans to help in tough times. Anybody who is in Canada as a resident or citizen and meets age 19 and above should set their sights on getting loans when emergencies pop up. The loans are of varying amounts, depending on what the person wants to borrow and being short term, they are just perfect for meeting the needs for a short term. Emergency bills and sudden needs to buy drugs for a very sick child can be done even if the next paycheck is scheduled to clear 2 weeks away.

Higher convenience levels are observed since the forms are being filled without any paper work. There is no reason to scan any document and upload it to send to the lender. That is therefore an upgrade over previous generation payday loans which often required faxing bank statements to support a certain track-record of ‘good financial sense’. People with checking accounts will be relieved to find that Canadian online payday loans only need an employed person in Canada who also maintains a checking account that has registered some activity in the last 2 months. Internet applications make the registration process a tad too easy.

There are a bigger number of people who have smelt the coffee and are taking advantage of the Canadian online payday loans. In reality, not that many people are thinking of visiting loan sharks any more. People also spend much less time thinking of where to go if they want to have that quick buck to get things going during financial emergencies. The deal also becomes more convenient if the people realize that these loans do not need a lot of boot-licking and hoping. Calls for collateral only used to lag things unnecessarily since these days, the source of income acts like the guarantee in itself.

Reasons to Settle For Online Canadian Payday Loans

Employed people who live in Canada have a wide moat when it comes to the likelihood of being infiltrated by hardship due to lack of loans. They cannot genuinely claim that they have no access to quick loans when perilous situations and emergencies show face. They only need a quick browse through a website and in a matter of minutes; they will be presented with the question of how much they want. Canadian online payday loans have an availability that really makes a sham out of credit card services, especially if someone knows very well that he scores poorly in terms of creditworthiness. One more thing to remember is that where emergencies are involved, the speed of processing becomes more important than the amount of money being lent out. With the tech boom that is currently ongoing in Canada, people can use handheld devices and laptops to connect to websites where the application can be made. Immediately someone finishes the application process, emails will be sent to confirm whether or not the loan was approved, clearing any unease that the person could have had.

Just a brief walk-through of the application process will take someone through the identity stage where someone gives his full names and location to show that he is a Canadian resident and the next steps involve furnishing details to do with bank account status. Is the account provided active? A check should have at least been deposited in this account over the last 8 weeks. That is a standard used to gauge if the account is active or dormant. Canadian online payday loans are deposited in accounts provided in the details keyed in by the borrower who visited the site.