GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Canada Payday Loans

Picture of Canada Payday Loans in Article

As far as financial issues are concerned, the person who earns an income on a monthly basis may occasionally face some budget hiccups. Such emergency situations often need instant cash. This story can be replicated in many parts of the world. Have a look at the residents of Canada and see how they cope with the problems whenever they occur. Canada Payday Loans offer an interesting scenario where the person facing sudden financial challenges of a short term nature. They can easily go online to apply for quick loans. Some of the areas in which to channel the money can be hospital expenses, buying medicine, food and grocery or repairing a car. Do not use such funds for luxury.

Those in Canada who have no idea of what to do in financial emergencies need to get this information. Canada Payday Loans are intended for those who need to get past the short spell of emergencies by getting a quick loan. The applicant can be for amounts as low as $100, but which can go up to $1,000 – $1,500. The money is for certain surprise costs which could not be handled by the usual salary that comes every month. It will be realized that the charges or the fees for these loans are a little higher compared to that of credit card or other such credit providers. Generally, the loan duration is as short as two weeks. The period can extend to more weeks depending on the agreement between the borrower and the financier.

The greatest clincher for the person taking Canada Payday Loans are the fact that the processing of the loan is greatly fast tracked. This is in order for the money to reach the borrower in a matter of hours if not a few minutes after the application is approved. In this way, they are quite easy to get and cause no headaches of processing. The whole transaction can smoothly be initiated and finalized online. The idea is that when the next paycheck clocks into the bank after one or two weeks, the money will automatically be deductible to cover the loan.

What are the conditions for Canada Payday Loans?

The requirements for borrowing Canada Payday Loans are simple because they suit a majority of those who need the facility. A person must be a resident and living in the area where the loan is provided. The age for eligibility is 19 years and above. It is essential that the person is employed and has a constant salary or income that comes in through the current bank account on a regular basis. The issue of bad credit is of no consequence here because it is not important. Nobody wants to know the credit rating of the borrower, anyway. The process of application is not wrought with many questions about a person’s financial status, provided there is proof of employment. A salary stub is often sufficient to show this, plus a current account bank account details online of where the loan should be paid.

The interesting facts about Canada Payday Loans are that they do not involve faxing of documents as income and bank details can be done online. There is certainly no paperwork in this, and the form to be filled is posted on the website. The approval status is done within 15 minutes and funds can be remitted within the hour. It is easy to know if the approval has gone through because everything is done online. The money is then put into the account of the borrower by electronic transfer. This method is pretty fast and in most cases, instant.