When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Canada Payday Loans

Picture of Canada Payday Loan in Article

Those who are experiencing some emergency expenses that arise by way of hospital bills, unexpected vehicle repairs or home expenditures are free to apply for quick funds. The best way to get the necessary money at a moment’s notice is by borrowing from Canada Payday Loan. The movement of the loan application is rapid and the processing takes a few hours and sometimes even less. Cases of financial crisis tend to come when a person is not in a position to get any funding from relatives or friends.

Moreover, hardships may come at the point of time when the individual is not able to borrow by credit cards, any more. This is the best period to look for the websites which feature quick and sure lending facilities such as the Canada Payday Loan. It is meant to come to the rescue of the people in the Canadian provinces and cities. The wonderful news is that there are no credit score requirements for the applicant as this is not the norm for payday lending. It is quite alright to be without a credit rating is not a big deal.

How the Canada Payday Loan works in financial emergencies

A Canada payday loan is able to shield the person from the vagaries in the budgets that can cause financial miseries before the date of the next pay check. It is extremely short term and should not form part of the usual way to do things. This is because payday loans are quite expensive affairs since the charges on them are higher than the normal bank credit. It should last a couple of weeks and is recovered from the current account as soon as the funds are replenished by the expected salary. A huge advantage that accrues from borrowing payday loans is the fact that they are quick, same day affairs. They help to instantly remove the heavy burden or snag from the personal cash flow of the borrowing that had been caused by financial emergencies.

The approval process is not cumbersome as most of the work is done online. This is because the few requirements or the basic criteria for approval are not complicated. After the application is filled and presented for processing, the cash is actually transferred through the electronic money transfer system. The money is sent in the same manner to the borrower’s bank, into the checking account. The expected cash is able to reach the customer’s account in less than 24 hours from the time of putting the request for a loan. Applying for Canada Payday Loan is by all means the best and most efficient way of getting the needed cash at the most convenient and shortest time possible. The loan is a great alternative for sealing the budget gap that has come up because of unforeseen circumstances that require urgent financing.

Those taking Canada Payday Loan must have attained the age of 19 years. The residents of Canada have the facility at their disposal as it was tailor made to suit them; meaning they are the ones expected to borrow money through the payday system in Canada. Some people may qualify by virtue of their being residents of the Canadian provinces, so they meet the threshold or requirements for borrowing. The person can supply the loan office with an address, telephone number and email address. The main communication channels here are the emails and telephone. The information to be relayed about the progress of the application can be done on phone or through email. Information that is divulged to the loan office is usually treated with utmost confidence.