When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Canada Online Payday Loans

Picture of Canada Online Payday Loans in Article

The internet has set very many options for humans that it is hard to imagine life without it. These days when one has a problem, all the person has to do is, go online, type in a few key swords and the possible sites that might help in answering that query will come up. In the same way, Canadian citizens who are looking for a quick cash loan can also find what they are looking for online. It is no longer necessary for borrowers to go knocking on the payday loan lender’s door, because all they have to do to access the Canada online payday loans, is to go to the website of a reputable payday loan lending company. Once at the website the borrower is only a number of mouse clicks away from getting the money wired into their checking account.

Canada online payday loans have made it possible for the payday loan lending companies, to have a wide client base, since they are no longer limited to serving only those who are within their neighborhoods, but to all who visit their website. The borrower can apply for the payday loan without disrupting their daily activities.
The application form which one is required to fill is meant to give the payday loan lending company some information regarding the borrower. The information is that regarding the borrower’s age, citizenship, employment status, checking account and contact details. Most of Canada online payday loans are successfully granted to those who are 19 years old and above, Canadian citizens or they permanently reside in Canada. The borrowers must also be in employment and must have held that job for at least two months. The borrower also must give the checking account details and a personal phone number. Once the borrower has filled in these details, then the person has a great chance of getting the payday loan approved.

As long as the necessary steps are followed, the borrower can get the loan money sent to the checking account within minutes of submitting the application. The Canada online payday loans are fast because they do not subject the borrower to credit checks neither do they require the borrower to fax them any documents. The reason they do this is because the payday loan is taken against the borrower’s next salary. Once the borrower has been paid their salary, the payday loan company gets paid what is owed them.

The interest rates that are charged on the Canada online payday loans are normally assumed to be high but in reality since the payday loans are normally just for short durations of time the rates are fair. The amount that a borrower can be loaned depends on the borrower’s pay scale. The borrower earns more money the he can be given credit to the tune of what he earns. The amounts that are loaned to people normally range from $100 to$1500. However the amount could be extended on arrangement with the payday loan company. It is always best for a borrower to browse through several payday loan company websites and compare rates and the amounts that can be loaned out. This is the best way for a borrower to ensure the best service from the chosen payday loan company.

The borrower need not worry about the information that is divulged on the site, especially when it comes to bank account details because the reputable payday loan lending sites normally have data encryption software that will render the information unreadable to any third parties. Therefore, the information can only be accessed by the payday loan lenders.